By participating, contestants agree to be bound by the official contest rules and all terms and conditions of sponsor’s prize coverage contract. See complete rules available from contest administrator or participating sponsor(s) for details. No purchase necessary to participate. Any selected finalize must meet eligibility requirements. Grand prize will not be awarded until the claim is verified and approved by BB&T.

^* Offer good as of 5/1/08 at participating BB&T financial centers and is subject to change or to be withdrawn at any time without notice. In order to receive the $50 account opening incentive, the new personal checking account must be active and in good standing as of 8/11/2008 with a balance greater than $0. $50 incentive will be credited to new personal checking accounts by 9/29/08. Incentive will be reported to the IRS as required by law via Form 1099. All business/commercial checking accounts and/or health savings accounts and/or custodial checking accounts are not eligible.

^** Your mobile carrier’s text messaging and Web access charges may apply.

^† Credit approval required. Credit cards are issued by BB&T Financial, FSB, a subsidiary of BB&T Corporation. Member FDIC.