BB&T Personal BankingBB&T Business BankingBB&T Customer ServiceBB&T Racing
Print Page BB&T Home


Business, Private Financial Services, and Corporate Concentration
Business Banking Concentration
Other Concentrations
Frequently Asked Questions

 

Leadership Development Program
Printable VersionPrintable Version

Corporate Concentrations
BB&T Leadership Development Program In addition to our Banking Network Concentrations, there are many career possibilities for Leadership Development Program graduates within BB&T. This guide provides a brief outline of the many divisions within BB&T to help you match your career interests to the available opportunities.

Asset Management

Marketing

Audit Administration

Mortgage Lending Administration

BB&T Private Financial Services

Operations

Capital Markets

Sales Finance

Direct Retail Lending

Scott & Stringfellow

Financial Management
(Corporate Accounting)

Special Assets

Human Systems Division

Specialized Lending

Loan Services

Support Services

 

Asset Management
BB&T Asset Management Investment Advisers provide services encompassing a full range of investment strategies primarily to the clients of the BB&T Wealth Management Division, BB&T Institutional Services Division, and BB&T Mutual Funds. BB&T Asset Management provides high net worth, corporate, and small business clients with their own portfolio manager who will tailor an investment portfolio to suit their individual investment profiles.
Back to top

Audit Administration
Audit Administration evaluates risk within all departments of BB&T. Audit Administration works jointly with all areas of the bank to mitigate inherent risks by focusing on the process flow, and to ensure necessary controls are in place. Risks are ranked on an annual basis and processes are monitored periodically throughout the year to evaluate management monitoring and controls. Audit Administration maintains frequent and constant contact with the Board of Directors, Executive Management, departmental managers, and our internal audit committee.
Back to top

BB&T Private Financial Services
BB&T Private Financial Services combines Wealth Management and Private Financial Services to bring together two units under a unified organizational structure focused on relationship management of high net worth individuals. Relationship Managers provide personal financial guidance, delivering a variety of services including investments, financial planning, alternative investments, and traditional banking services.
Back to top

Capital Markets
BB&T Capital Markets specializes in a full range of capital raising and financial advisory solutions, meeting the growing demand for investment banking and capital markets capabilities. BB&T Capital Markets helps companies grow and raise capital through open market sources. The goal of BB&T Capital Markets is to provide seamless delivery of corporate banking, investment banking, and capital markets solutions to commercial and corporate clients.
Back to top

Direct Retail Lending
Direct Retail Lending manages the direct retail loan portfolio and acts as a support group for all lending functions of the retail side of the bank. Direct retail loans include home equity lines, auto loans, and personal loans. Direct Retail Lending is also responsible for sales campaign coordination throughout our footprint, and works closely with BB&T Marketing. Direct Retail Lending reviews and updates BB&T’s policies regarding retail loans and lending guidelines.
Back to top

Financial Management
The Financial Management Group is responsible for all treasury functions for the corporation, including investment portfolio management, interest-rate risk management, securities trading, and balance sheet management. The Financial Management Group is responsible for managing adverse interest rate impacts on net interest income. Corporate Accounting, which is an area within the Financial Management Group, provides financial reporting to Executive Management, Board of Directors, the Federal Reserve and FDIC, shareholders, and other internal clients. Corporate Accounting also interprets and communicates financial analyses to all levels of management.
Back to top

Human Systems Division
The Human Systems Division at BB&T handles all BB&T training, as well as the traditional functions of human resources. Human Systems is responsible for recruiting and employment, compensation and benefits, payroll services, employee relations, regulatory and legal compliance, merger coordination, and training and development.
Back to top

Loan Services
BB&T Loan Services has multiple responsibilities involved with servicing all of BB&T's business and retail loan portfolios. Loan Services is responsible for security, storage, and imaging of all completed loan documentation. We also ensure that loan documentation complies with legal, regulatory, and compliance requirements. Additionally, Loan Services provides internal help desk support to the business and retail lenders. Loan Services also coordinates conversion data mapping from acquired banks, and manages the credit bureau relationships for BB&T.
Back to top

Marketing
BB&T Marketing is the primary support area for all sales, service, and business development initiatives, and it serves as the consulting resource for marketing plan development and implementation to business line management. Marketing fulfills the role of brand manager for BB&T.
Back to top

Mortgage Lending Administration
BB&T Mortgage Lending Administration manages and supports all mortgage lending activity in the Banking Network. BB&T's mortgage lending activity is primarily first position home loans that can be sold on the secondary markets. Mortgage Lending Administration reviews and updates policies and requirements for regulatory risk, credit risk, interest rate risk, loan servicing, and financial policy and analysis.
Back to top

Operations
BB&T Operations Division provides processing capabilities, IT/automated systems, delivery systems, and systems support to the entire organization. The Operations Division's efforts allow us to effectively manage the massive amount of information processed on a daily basis at BB&T's.
Back to top

Sales Finance
BB&T Sales Finance is one of the top 10 bank auto finance companies in the country. Sales Finance contracts with approved automobile dealers to finance new and used car purchases throughout the BB&T footprint. The department also finances dealer inventories and works closely with Banking Network officers to develop broad financial relationships with more than 5,000 dealer clients.
Back to top

Scott & Stringfellow
Scott & Stringfellow is a full service retail brokerage firm with a history of 100 years of service. This division is headquartered in Richmond, Virginia and assists the bank’s high net worth clients to reach their financial goals. Scott & Stringfellow clients typically have a high degree of sophistication in their financial needs, which means that our brokers must have the training and knowledge necessary to meet those needs effectively.
Back to top

Special Assets
BB&T Special Assets is a combined group of central retail collection, business and retail recovery departments, the bankruptcy department, asset disposal, and real estate foreclosure and sales. This division is in charge of managing the accounts that the bank has identified as high risk because of bankruptcy, poor loan performance, foreclosure, or repossession.
Back to top

Specialized Lending
The Specialized Lending Group comprises eight independent, wholly owned subsidiary companies of BB&T. The primary purpose of the Specialized Lending Group is to provide non-traditional lending products and services to bank and non-bank clients. These offerings allow access to credit that the bank could not previously provide while managing the associated risk at an acceptable level.
Back to top

Support Services
The Support Services Division provides for the physical needs of the Corporation. Support Services handles real estate acquisitions and disposals, as well as facilities design, renovation, construction, and management. Support Services is responsible for security, investigations, and business recovery. Support Services also handles purchasing and inventory control, and it also includes an Administration and Planning function that administers and monitors the division budget, identifies long-term strategic corporate space needs, coordinates the division’s Merger and Acquisition activities, interfaces with Information Technology for division automation, and administers the division accounting control function.
Back to top


Apply Online
Apply for the Leadership Development Program by completing our online application
Please search by Job Requisition Number "308584"

Copyright © 2009, Branch Banking and Trust Company. All Rights Reserved.
BB&T Complete Client Protection
Each subsidiary and affiliate of BB&T Corporation is an Equal Opportunity Employer M/F/D/V.