BB&T's Dividend Reinvestment and Stock Purchase Plan provides a number of convenient ways for our shareholders to acquire more BB&T common stock.

With the Dividend Reinvestment and Stock Purchase Plan:

• Dividends on BB&T common stock can be automatically reinvested in BB&T common stock.
• Checking, savings, or money market accounts can be drafted for the purchase of BB&T common stock.
• Cash purchases of additional BB&T common stock are optional.
• Participation is voluntary - You may withdraw at any time.

Qualifying shareholders can enroll online in the Dividend Reinvestment and Stock Purchase Plan through BB&T Online Shareholder Services.

Answers to Frequently Asked Questions About Dividend Reinvestment and Stock Purchase Plan >>

Read the BB&T Corporate Dividend Reinvestment Plan Prospectus >>