BB&T offers a number of checking and money market savings accounts for businesses, community organizations, public entities, and nonprofit organizations.
Many BB&T business checking accounts include:
| Benefits | Free Business Checking | Business Value 500 Checking | Business Regular Checking | Business Interest Checking |
|---|---|---|---|---|
| Apply for Accounts |  |
|
Call BB&T Phone24 at 1-800-BANK-BBT (1-800-226-5228) or visit your local branch | Call BB&T Phone24 at 1-800-BANK-BBT (1-800-226-5228) or visit your local branch |
| Available to… | All Business Types | All Business Types | All Business Types and Nonprofit organizations | Sole Proprietorships and Nonprofit Organizations |
| Ideal for… | Sole proprietorships, start-ups, and small businesses with low monthly check transactions and deposits | Businesses with moderate to high checking activity and/or high numbers of coin and currency deposits. Our no-fee Classic Banking personal account package is the perfect complement to Business Value 500 Checking | Businesses with high checking activity or who require treasury services, such as ACH, BB&T OnSite Deposit, investment sweep, and lockbox | Sole proprietorships and nonprofit organizations that want to earn interest |
| Monthly Maintenance Fee | None | $25
OR
Avoid the monthly maintenance fee by meeting one of the following criteria:
|
Varies by State | Varies by State |
| Combined Debits, Credits, and Other Items Deposited Monthly | Up to 150 combined items free ($0.50 per item > 150) |
Up to 500 combined items free ($0.50 per item > 500) |
Varies by State | Varies by State |
| Cash/Coin Processing Monthly | Up to $10,000 free | Up to $20,000 free | Varies by State | Varies by State |
| Interest-Bearing | No | No | No | Yes |
| Earnings Credit Option | No | No | Yes | No |
| Discount on Business Checks | No | Yes, 50% discount on first order of checks | No | No |
| More Details | More Details | More Details | More Details |
BB&T offers a number of checking and money market savings accounts for businesses, community organizations, public entities, and nonprofit organizations.
All of our BB&T business money market savings accounts include:These accounts may be linked to any business checking account for overdraft protection to cover nonsufficient funds (NSF) or overdraft fees. Round out your complete banking package with a range of personal account solutions designed to accommodate your lifestyle and meet your unique banking needs.
| Benefits | Business Money Rate Savings | Business Investor’s Deposit Account (BIDA) |
|---|---|---|
| Apply for Accounts | |
|
| Available to… | All Business Types | All Business Types |
| Ideal for… | Businesses and organizations with savings balances of $10,000 or less | Businesses and organizations with savings balances greater than $10,000 who want an opportunity for tiered, higher-yield interest rates |
| Monthly Maintenance Fee | Varies by state Free with one of the following qualifiers: $250 minimum daily balance OR
$500 average monthly balance OR
Monthly preauthorized deposit or transfer of at least $100
|
Varies by State
Free when $10,000 minimum daily balance requirement is met |
| Debits, Credits, and Other Items Deposited per Month | No Fees | No Fees |
| Cash/Coin Processing Monthly | Varies by State | Varies by State |
| Interest-Bearing | Yes | Yes |
| Transfers and Withdrawals | Unlimited withdrawals and transfers via BB&T 24 ATMs and BB&T financial centers. For other transfers, government regulations limit these accounts to six (6) permissible automatic transfers per monthly cycle. | Unlimited withdrawals and transfers via BB&T 24 ATMs and BB&T financial centers. For other transfers, government regulations limit these accounts to six (6) permissible automatic transfers per monthly cycle. |
| More Details | More Details |
BB&T offers a number of checking and money market savings accounts for businesses, community organizations, public entities, and nonprofit organizations.
All of our checking accounts for community and nonprofit organizations include:
| Benefits | Community Checking | Community Interest Checking | Business Interest Checking | Earnings2 Checking – Large Nonprofit | Not-For-Profit Special Interest Checking |
|---|---|---|---|---|---|
| Apply for Accounts | Call BB&T Phone24 at 1-800-BANK-BBT (1-800-226-5228) or visit your local branch | Call BB&T Phone24 at 1-800-BANK-BBT (1-800-226-5228) or visit your local branch | Call BB&T Phone24 at 1-800-BANK-BBT (1-800-226-5228) or visit your local branch | Call BB&T Phone24 at 1-800-BANK-BBT (1-800-226-5228) or visit your local branch | Call BB&T Phone24 at 1-800-BANK-BBT (1-800-226-5228) or visit your local branch |
| Available to… | Civic and Community Organizations | Civic and Community Organizations | Nonprofit Organizations and Sole Proprietorships | Nonprofit Organizations | Nonprofit Organizations |
| Ideal for… | Small civic and community organizations with low monthly checking activity that need a cost-effective account for deposit and check writing services | Small civic and community organizations with low monthly checking activity that want to earn interest | Small nonprofit organizations and sole proprietorships that want to earn interest | Large nonprofit organizations that want an earnings credit on balances to cover fees for checking activity, and treasury services, such as ACH, BB&T OnSite Deposit or lockbox. Interest is conveniently earned on excess balances | Medium and large nonprofit organizations that need easy access to funds and the ability to maximize their interest income based on money market rates |
| Monthly Maintenance Fee | None | Varies by State Free when $1,000 minimum daily balance requirement is met |
Varies by State | $25.00 | Varies by State |
| Debits, Credits, and Other Items Deposited Monthly | Varies by State | Varies by State | Varies by State | Varies by State | Varies by State |
| Cash/Coin Processing Monthly | No Fee | No Fee | Varies by State | Varies by State | Varies by State |
| Interest-Bearing | No | Yes | Yes | Yes | Yes |
| Earnings Credit Rate | No | No | No | Yes | No |
| More Details | More Details | More Details | More Details | More Details | More Details |
BB&T offers a number of checking and money market savings accounts for businesses, community organizations, public entities, and nonprofit organizations.
All of our checking accounts for public entities include free OnLine Banking.
| Benefits | Basic Public Fund Checking | Earnings2 Checking – Public Entities | Public Fund Interest Checking | Public Fund Regular Checking |
|---|---|---|---|---|
| Apply for Accounts | Call BB&T Phone24 at 1-800-BANK-BBT (1-800-226-5228) or visit your local branch | Call BB&T Phone24 at 1-800-BANK-BBT (1-800-226-5228) or visit your local branch | Call BB&T Phone24 at 1-800-BANK-BBT (1-800-226-5228) or visit your local branch | Call BB&T Phone24 at 1-800-BANK-BBT (1-800-226-5228) or visit your local branch |
| Available to… | Public Entities | Public Entities | Public Entities | Public Entities |
| Ideal for… | Small public entities with minimal checking activity each month | Large public entities that want to simplify funds management, reduce expenses, and increase savings | Small public entities seeking to generate interest | Large public entities with high monthly transactions that want to use balances to offset activity charges |
| Monthly Maintenance Fee | Varies by State Free when $1,000 minimum daily balance requirement is met |
$25.00 | Varies by State | Varies by State |
| Debits, Credits, and Other Items Deposited per Month | Varies by State | Varies by State | Varies by State | Varies by State |
| Cash/Coin Processing Monthly | Up to $5,000 Free | Varies by State | Varies by State | Varies by State |
| Interest-Bearing | No | Yes | Yes | No |
| Earnings Credit Rate | No | Yes | No | Yes |
| More Details | More Details | More Details | More Details | More Details |
BB&T offers a number of checking and money market savings accounts for businesses, community organizations, public entities, and nonprofit organizations.
BB&T’s Public Fund Money Rate Savings account may be linked to any public fund checking account for overdraft protection to cover nonsufficient funds (NSF) or overdraft fees. Round out your complete banking package with a range of personal account solutions designed to accommodate your lifestyle and meet your unique banking needs.
| Benefits | Public Fund Money Rate Savings |
|---|---|
| Apply for Accounts | Call BB&T Phone24 at 1-800-BANK-BBT (1-800-226-5228) or visit your local branch |
| Available to… | All Public Entities |
| Ideal for… | Public entities with low to moderate savings balances |
| Monthly Maintenance Fee | Varies by state. Free with one of the following qualifiers: $250 minimum daily balance OR
$500 average monthly balance OR
Monthly preauthorized deposit or transfer of at least $100
|
| Debits, Credits, and Other Items Deposited per Month | No Fees |
| Cash/Coin Processing Monthly | Varies by State |
| Interest-Bearing | Yes |
| Transfers and Withdrawals | Unlimited withdrawals and transfers via BB&T 24 ATMs and BB&T financial centers. For other transfers, government regulations limit these accounts to six (6) permissible automatic transfers per monthly cycle. |
| Additional Benefits | Free OnLine Banking |
| More Details |
BB&T offers a number of checking and money market savings accounts for businesses, community organizations, public entities, and nonprofit organizations.
| Benefits | Interest on Lawyer’s Trust Accounts (IOLTA) |
|---|---|
| Apply for Accounts | Call BB&T Phone24 at 1-800-BANK-BBT (1-800-226-5228) or visit your local branch |
| Available to… | Attorneys and Law Firms |
| Ideal for… | Lawyers and law firms managing general attorney trust funds |
| Monthly Maintenance Fee | None |
| Debits, Credits, and Other Items Deposited Monthly | No Fees |
| Cash/Coin Processing per Month | No Fees |
| Access to Cash Management Services | Yes |
| Interest-Bearing | Yes, rates very by state |
| Earnings Credit Allowance | No |
| More Details |
