| BB&T@Work Checking Account Benefits |
| Checking Account |
Free checking account with direct deposit* |
| Minimum Opening Deposit |
$100 |
| Maintenance Fee |
Avoid a monthly maintenance fee by making at least one ACH deposit a month (fees vary by state) |
| Free Checks |
Free first order of exclusive design, wallet-style checks |
| Check Safekeeping |
No-fee check safekeeping |
| Check Card |
No-fee BB&T Check Card with BB&T Visa® Extras |
| BB&T ATMs |
- Two free non-BB&T ATM transactions per monthly statement cycle**
- Unlimited BB&T ATM use
|
| BB&T Phone24 |
- Unlimited automated account inquiries
- Two no-fee, person to person calls a month
|
| Savings Account |
|
| OnLine Banking |
- Free online banking with BB&T OnLine®
- Free unlimited OnLine Bill Payment
|
| Lending Benefits |
- 0.25% interest discount on retail loans and lines of credit
- Discounted closing cost on home equity loans and lines of credit
- $250 discount on a new BB&T first mortgage†
- CDs and IRAs - BB&T@Work bonus rates available in financial center
|
| Insurance Benefits |
Competitive quotes on auto & home insurance‡ |
| Safe Deposit Box |
$15 first year discount on a new safe deposit box |
* Bank approval required. Free checking when you set up and maintain a direct deposit.
** Other institutions' service fee may apply. Other surcharges may apply, including fees for ATMs labeled Money24.
† Subject to credit approval. Excludes refinance of existing BB&T mortgages. Discount does not apply to all mortgage products.
‡ Insurance products are offered through BB&T Insurance Services, a wholly owned subsidiary of Branch Banking and Trust Company, and are not a deposit, not FDIC insured, not guaranteed by the Bank, and not insured by any federal government agency. |