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Equipment Financing
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BB&T offers a number of lease and loan options. When you finance, rather than purchase outright, your working capital remains available for other business opportunities. The use of your equipment can also help you generate revenue to cover your payments.

If you choose a loan option, your terms can be set to correspond with the life of your asset, and your repayment schedule can be structured to fit your cash flow. Leasing equipment can be a cost-effective alternative to a loan. It may be the right option if you do not want to own equipment that may become obsolete quickly.
 
There are a number of advantages to financing your equipment through BB&T.
  • Fixed rates for the complete term
  • Loan and lease programs tailored to meet your company's needs
  • Lease terms structured to comply with your company's accounting or tax regulations*
  • Tax advantages*
  • Full range of financing options – capital leases, loans, equipment finance agreements, terminal rental-adjustment clause leases, and operating and fair market value leases
  • The expertise and experience of BB&T – thirty years helping companies in the Southeast

BB&T Equipment Finance provides financing for the following:
Industrial Equipment
  • CNC machinery/Metalworking
  • Construction
  • Manufacturing
  • Materials handling
  • Woodworking
Office Equipment
  • Computers
  • Furniture
  • Copiers
  • Telephones
  • Fax machines
  • Medical office equipment
Vehicles
  • Cars
  • Vans
  • Pickup trucks
  • Medium- and heavy-duty trucks
  • Special purpose vehicles
  • Trailers
  • Fleet services
Other Options An Equipment Finance specialist may be able to arrange other equipment financing needs not specifically addressed here.
*Consult a tax advisor to learn the possible tax advantages for your company.

Have good credit but insufficient collateral? Try an SBA loan.

 
Contact Us by Phone
Call us at 704-954-1774
 
Send us an Email
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BB&T Equipment Finance is a wholly owned subsidiary of Branch Banking and Trust Company.