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Public Fund Interest Checking
Earnings2 CheckingSM
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Business Interest Checking
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Public Fund Interest Checking

Printable VersionPrintable Version

Public Fund Interest Checking is designed to meet the needs of small public entities, including state or federal government agencies, local municipalities and public agencies. Interest is compounded daily on collected balances and allows you to:

  • Invest temporary excess funds

  • Maintain a liquid reserve

  • Benefits
  • Extras
  • Pricing
  • Access 24/7
  • Related

Public Fund Interest Checking gives your organization the tools to succeed.

Benefits include:

  • Waived monthly maintenance fee when you maintain a $6,000 average monthly balance
  • Up to 150 free combined items each statement cycle, including checks paid, deposits, deposited items and ACH debits and credits
  • Up to $5,000 cash processing each statement cycle at no charge
  • Next-business-day funding to your Public Fund Interest Checking account with Visa® and MasterCard® credit & debit processing
  • Free mobile banking with account alerts*
  • BB&T Small Business OnLine®
Overdraft Protection
Enjoy peace of mind with constant overdraft protection, simply by linking your BB&T Public Fund Interest Checking account to a Public Fund Money Rate Savings account.

As a Public Fund Interest Checking client, you’ll enjoy account extras to help your organization achieve its financial goals.

  • Monthly deposit statement of activity—get check safekeeping at no extra charge
  • Free consultation services for all your financial needs

We'll waive the $15 monthly maintenance fee when you maintain a $6,000 average monthly ledger checking balance.

Additional monthly pricing:

  • Combined items: 150 free, then $.50 for each additional item
  • Cash processing: $5,000 free, then a nominal fee (varies by state) for each additional $1,000

Your BB&T Public Fund Interest Checking account is conveniently accessible 24/7. Bank on your schedule with:

You can also access your account at your local financial center.

No matter how or when you access your account information, your personal and business data is safe with us. That’s the BB&T Complete Client Protection guarantee.

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Copyright © 2012, Branch Banking and Trust Company. All Rights Reserved.
BB&T Complete Client Protection

Branch Banking and Trust Company and BB&T Financial, FSB, are subsidiaries of BB&T Corporation; Members FDIC.

Only deposit products are FDIC insured.

*Fees from your mobile or data carrier may apply.
**BB&T Payroll Services Corporation is a subsidiary of BB&T Corporation.
†Subject to credit approval.
‡Credit cards and prepaid cards are issued by BB&T Financial, FSB.
††Insurance services are offered through BB&T Insurance Services, Inc., a wholly owned subsidiary of Branch Banking and Trust Company.