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Small Business Lending
Printable VersionPrintable Version
 
Whether you're looking to finance short-term operating needs, purchase new equipment, consolidate existing business debt, or ensure convenient access to funds when you need them, BB&T's Small Business Lending may be exactly what you need.
 
  Business Advantage Installment Loan Business Advantage Credit Line Business Visa Credit Card
Amounts Up to $100,000 Up to $100,000 Up to $50,000
Benefits Fixed rate, term and monthly payment Funds available when you need them
Collateral
  • Primary/secondary residences
  • Investment property
  • Commercial property
  • Equipment
  • Vehicles
  • CD/savings/listed stocks
  • Primary/secondary residences
  • Investment property
  • Commercial property
  • Equipment
  • Vehicles
  • CD/savings/listed stocks
N/A
Flexible Access
Repayment Options
  • Fixed monthly payments of principal and interest
  • Variable terms up to 15 years
  • Interest only
  • 1.5% of outstanding balance
Flexible billing and repayment options
Fixed Option N/A
  • Create up to 3 loans with a fixed rate, term, and payment within your line
  • Your available credit replenished instantly as payments are made to any Fixed Option loan
N/A
Overdraft protection N/A Available Available
Payment protection Available Available Available

Looking to finance a larger project? Visit our Commercial Lending page.
Have good credit but insufficient collateral? Try an SBA loan.
 
Calculators
How much is our business worth?
Should we consolidate debt?
What sales volume do we need to breakeven?
What are our key financial ratios?
What is our appropriate inventory level?
What is our current cash flow?
How much working capital do we need?
 
Apply in Person
Apply in person at your local BB&T Financial Center

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