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Business Value 500 Checking

Printable VersionPrintable Version

Business Value 500 Checking is designed to meet the needs of businesses with moderate to high checking/treasury activity and cash deposits. You’ll enjoy:

  • Up to 500 free checking transactions each statement cycle

  • Up to $20,000 cash processing each statement cycle at no charge

  • Next-business-day funding with Visa® and MasterCard® credit and debit card processing
  • Benefits
  • Extras
  • Pricing
  • Access 24/7
  • Related

Business Value 500 Checking gives your business the tools to succeed, with a waived monthly maintenance fee if you maintain at least one of the following:

  • $5,000 minimum daily balance OR
  • $15,000 average monthly balance OR
  • $50,000 combined average monthly deposit balances (business/public fund checking, Business Money Rate Savings (MRS), Business Managed MRS and Business CDs) and outstanding business loan balances (business loans, lines of credit and business credit card)* OR
  • $50,000 average monthly balance in Business Investor’s Deposit Account
Additional benefits include: Overdraft Protection
Enjoy peace of mind with constant overdraft protection, simply by linking your BB&T Business Value 500 Checking account to any of the following:

As a Business Value 500 Checking client, you’ll enjoy account extras hand-picked for your business needs.

  • No-annual-fee BB&T Visa Business Credit Card with BB&T Business Rewards† †
  • Personal Elite Gold interest-bearing checking account with the maintenance fee waived for one business client
  • Discount on first order of checks
  • No fee for automatic overdraft protection transfers
  • Free consultation for all your business financial needs

All of the features and benefits of Business Value 500 Checking are available to you for just $25 per statement cycle. You can avoid this fee by meeting one of the following requirements:

  • $5,000 minimum daily balance
  • $15,000 average monthly balance
  • $50,000 combined average monthly deposit balances (business/public fund checking, Business Money Rate Savings (MRS), Business Managed MRS and Business CDs) and outstanding business loans (business loans, lines of credit and business credit card)*
  • $50,000 average monthly balance in Business Investor’s Deposit Account
  • Combined items: 500 free, then $.50 for each additional item
  • Cash processing: $20,000 free, then a nominal fee (varies by state) for each additional $1,000

Your BB&T Business Value 500 Checking account is conveniently accessible 24/7. Bank on your schedule with:

You can also access your account at your local financial center.

No matter how or when you access your account information, your personal and business data is safe with us. That’s the BB&T Complete Client Protection guarantee.

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Copyright © 2012, Branch Banking and Trust Company. All Rights Reserved.
BB&T Complete Client Protection

Branch Banking and Trust Company and BB&T Financial, FSB, are subsidiaries of BB&T Corporation; Members FDIC.

Only deposit products are FDIC insured

*Subject to credit approval.
**Fees from your mobile or data carrier may apply
†Automatic overdraft protection transfer fees may apply.  (See your Business Services Pricing Guide for more information.)
‡Credit cards and prepaid cards are issued by BB&T Financial, FSB.
††BB&T Business Rewards is available only to BB&T Visa Business Credit Card clients with an aggregate company credit line of less than $100,000.
‡‡BB&T offers a variety of accounts and credit options that can be linked to your checking account to provide overdraft protection.  Some products may be subject to credit approval.
1BB&T Merchant Services are subject to business type and credit approval and are offered by BB&T Financial, FSB.
2Insurance services are offered through BB&T Insurance Services, Inc., a wholly owned subsidiary of Branch Banking and Trust Company.