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Your BB&T relationship manager works with your business to ensure that you get what you need to succeed. Our relationship managers have a great deal of autonomy when it comes to approving loan applications. To clearly understand your business and identify your needs, our relationship managers look at the following areas:
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- Who are your key clients?
- What do you see as your greatest expenses?
- What are the current strengths and weaknesses in your marketplace?
- Where does your business excel?
- Where does your business struggle?
We want to discover what makes your business run so that we can find ways to help it run more smoothly. If you are starting a new business, we can identify ways that BB&T can help you get your business heading in the right direction.
Remember, as you go through the process of financing your business, BB&T is only an email or phone call away when questions arise. Consider these key points when applying for a small business loan:
- What is the purpose of your request? For example, start up, expansion, or diversification?
- What is the predictability of your profitability?
- What kind of collateral do you have available?
- What is your guaranty status?
The documents you will need to submit along with your loan request include the following:
- Financial statements from the previous two years (tax returns or certified public accountant statements)
- A personal financial statement and personal tax returns from the last two years
From structuring the best terms for your business, to making sure you have the funds you need, BB&T is here to help your small business succeed.
To learn why BB&T is consistently ranked among the nation's top three small-business friendly financial holding companies,* read more about BB&T In The News.
 In The News
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| For information about products and services available to your small business, visit your local branch |
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