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Tips for First-Time Home Buyers

Buying your first home can be a very exciting and busy time. Keep in mind these important tips so you stay happy in your new home.

• Start by learning how much you can afford
  to pay for your first home. Contact your
  BB&T Mortgage Professional or try our How much can I afford? mortgage calculator for an estimate.
• Get expert advice. Search for your new home with the help of an experienced real estate agent.
• Save time and energy by narrowing your search. Focus on homes in areas you already know you like.
• Don’t let excitement get the best of you. Resist the temptation to buy beyond your budget.
• Be clear about your requirements for your new home. Carefully distinguish between what you need and what you want.
• Get a second opinion. If shopping alone, bring a friend or relative with you when you find a home you are considering.
• Find out about all costs associated with a particular home. For example, get an estimate on homeowner’s association fees and utility bills.
• Give the house a test drive. Try your potential new commute in rush hour to estimate traffic and travel time.
• Get a feel for the neighborhood. Visit the home at various times of the day to learn if the area is peaceful or bustling with activity.
• Consider the cost to upgrade. If the home requires renovations, be sure to include that figure in the overall price tag.
• Don’t short change yourself. Check out other properties for sale. You might miss a great opportunity if you jump too soon.