BB&T - Checking Accounts, Overview

Monthly Maintenance Fees
Senior Checking	Access Banking	Classic Banking	Elite Gold
Varies by state	$14.95	$19.95	Varies by state
Waived if any one of the following is met:	Waived if any one of the following is met:	Waived if any one of the following is met:	Waived if any one of the following is met:
One ACH direct deposit per statement cycle OR Varies by state	$1,500 minimum balance in checking OR $2,500 combined deposit balance in checking, savings and Money Rate Savings OR $5,000 combined balance in Certificate of Deposit and /or Individual Retirement Account OR $10,000 combined outstanding balance in retails loans and lines of credit (includes Sales Finance, excludes Preferred Lines) OR Any outstanding personal mortgage loan balance*	$4,000 in one checking, savings, or Money Rate Savings account OR $10,000 combined deposit balance in checking, savings, CDs, IRAs, Money Rate Savings, or Investor's Deposit Account OR $15,000 combined outstanding loan balance in retail loans and lines of credit** OR $100,000 original personal mortgage loan* OR A BB&T Business Value 500 Checking account (for up to 3 business owners)	$25,000 combined deposit balance in checking, savings, CDs, IRAs, Money Rate Savings, or Investor's Deposit Account OR $25,000 combined outstanding balance in retail loans and lines of credit** OR $150,000 original personal mortgage loan*

*	Subject to credit approval.
**	Excluding Sales Finance and Preferred Credit Lines.