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Checking Accounts

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Whatever your individual needs, BB&T has a checking account that's right for you. We can offer you options from a basic account with low or no monthly fees to an account with premium features to suit your lifestyle. 
 


Savings Accounts

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BB&T has a savings account that's right for you, no matter what your individual needs. Our most popular option, eSavings offers you a high interest rate with no minimum balance requirements. If you're looking for a Money Market account with check-writing capabilities, the Investor's Deposit Account, may be the right choice for you. Or, if you're looking for accounts to open in our financial centers, be sure to look at our Regular Savings , Money Rate Savings, and BB&T Young Savers* account for clients under 18.
 


BB&T CollegeWealth® 529 Savings

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At BB&T, we understand how important it is to you to save for college. CollegeWealth 529 Savings is a stable, tax–advantaged savings plan you can depend on, so when the time comes to pay for college; you'll be ready.

The smart, secure way to save for college expenses.

Checking Account Comparison Chart

 All of our BB&T Checking Accounts include:
Free Check Card, Free OnLine Banking, and Free Unlimited OnLine Bill Payment
  BB&T Free BB&T Student Free  Senior Checking Access Banking Classic Banking Elite Gold
  Apply Apply Apply Apply Apply Apply
Benefits Free checking with no minimum balance Simple checking for students up to age 24* with no minimum balance An account for seniors age 55 or older with free checks and free Travelers Cheques Access Banking gives you added services and free checks Enjoy added service benefits with this interest-bearing account Premier benefits and services, bonus rates on select CDs & IRAs, and a safe deposit box discount
Minimum Opening Deposit $50 $0 $100 $100 $100 $100
Monthly Maintenance Fee None None Varies by State
Free When Requirements Met
$14.95
Free When Requirements Met
$19.95
Free When Requirements Met
Varies by State
Free When Requirements Met
Interest bearing No No No No Yes
See Rates
Yes
See Rates
Overdraft Protection** Available Available Available Available Available Free
Exclusive Design Wallet-Style Checks With The Plus Package With The Plus Package Free Free Free Free
No-Fee Regular Travelers Cheques With The Plus Package With The Plus Package Free With The Plus Package Free Free
  More Benefits More Benefits More Benefits More Benefits More Benefits More Benefits

*Upon client's 24th birthday, account will convert to BB&T Free. Clients under 18 years of age must have an adult co-signer.

**Subject to credit approval.

Savings Account Comparison Chart
 All of our BB&T Savings Accounts include:
Combined Statements and Free OnLine Banking
  BB&T eSavings Investor's Deposit Account
  Apply Apply
Meets the needs of... Clients looking for high interest Investors seeking premium interest rates
Minimum Opening Deposit None $10,000
Monthly Maintenance Fee None
$15
Free When Requirements Met
Interest Rate**
TierRateAPY
$0 - $99,999,999,9990.35%0.35%
TierRateAPY
$0 - $9,9990.05%0.05%
$10,000 - $24,9990.15%0.15%
$25,000 - $49,9990.20%0.20%
$50,000 - $99,9990.25%0.25%
$100,000 - $999,9990.30%0.30%
$1,000,000 - $99,999,999,9990.35%0.35%
Interest Compounded Daily Tiered, Premium Money Market Rates Compounded Daily
Check writing privileges No Yes
Statements
  More Benefits More Benefits
* Young Savers is available only to clients under 18. At age 18, Regular Savings features and fees will apply.
** These are the online rates. These rates are effective as of today and subject to change without notice. Fees may reduce earnings on the account. These rates apply to accounts opened online and by Phone24. Other rates may apply if not opened online or by Phone24.
 Annual Percentage Yield
  Apply
Meets the needs of... Clients looking for the protection of FDIC-insured college savings
Minimum Opening Deposit $25
Monthly Maintenance Fee None
Interest Rate*
TierRateAPY**
$0 - $9,9991.98%2.00%
$10,000 - $24,9991.98%2.00%
$25,000 - $99,999,999,9992.23%2.25%
Interest Tiered, Premium Money Market Rates Compounded Daily
Statements Available through BB&T OnLine
  More Benefits
*Rates accurate as of today, and are subject to change without notice. Minimum opening deposit and balance of $25 required. Maximum aggregate account balance per beneficiary is $350,000. Fees may reduce earnings.

**Annual Percentage Yield.
Apply Online
Open a new account online in just ten minutes and five easy steps
 
Apply by Phone
Call BB&T Phone24 at 1-800-BANK-BBT (1-800-226-5228)
 
Send us an Email
Feel free to contact us by email
Apply Online
Open a new account online in just ten minutes
 
Contact Us by Phone
For questions regarding account opening, call us at 1-800-BANK-BBT (1-800-226-5228) and select option 4
 
Send us an Email
Feel free to contact us by email

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