Offers may vary by loacation. Service not availablle in all areas. Other restrictions may apply.

*Certain restrictions may apply. See complete details in the BB&T Electronic Fund Transfer Agreement and Disclosures.

**A “Qualifying Purchase” is any signature-based purchase, Internet purchase, phone or mail order purchase, or automatic bill payment made with an enrolled Visa card, which is processed or submitted through the Visa U.S.A. Inc. transaction processing system.  You must sign for all in-store purchases you make with an enrolled Visa card in order for such purchases to be deemed Qualifying Purchases; do not use a Personal Identification Number (PIN) when paying for your purchases with your enrolled Visa card if you want to earn points for such purchases.  PIN-based purchases, payments of existing card balances, balance transfers, cash advances, ATM transactions, convenience checks, Interlink-processed transactions, fees charged by us (for example, annual fees, finance charges, and related service charges, if any apply), payments made for pre-paid and re-loadable cards such as certain gift cards, Visa Buxx, and similar cards, or payments, made for payment instruments that can readily be converted to cash (for example, travelers cheques, money orders, wire transfers, and similar products or service) are not Qualifying Purchases. We reserve the right to determine in our sole discretion whether a particular Visa card transaction is a Qualifying Purchase.