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Credit Card Overdraft Protection
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With credit card overdraft protection any overdrafts to your BB&T checking account are automatically charged to your BB&T Visa Platinum Credit Card, eliminating the headaches and embarrassment that come with overdrafts.
 
  • Your credit card is automatically charged any overdraft amounts on your checking account
  • You avoid costly overdraft fees
  • Your credit history is maintained
Speak with your relationship banker at your local branch about adding credit card overdraft protection to your BB&T checking account. To learn about additional ways you can help protect yourself from overdrafts, visit overdraft changes.
 
Apply in Person
Apply in person when you visit your local branch
 
Apply by Phone
Call us at 1-800-476-4228, Monday - Saturday 6 a.m. to midnight Eastern Time
 
Send us an Email
Feel free to contact us by email

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BB&T Complete Client Protection
Branch Banking and Trust Company is a Member FDIC.
Subject to credit approval. Credit cards are issued by BB&T Financial, FSB, a subsidiary of BB&T Corporation. Member FDIC.