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| Deposit/Investment Secured Loans allow you to use the value of your deposits and investments to secure a loan, without having to withdraw your money or cash in your stocks. BB&T offers loan options, which allow you to use your deposits, investment, even life insurance policies as collateral*. Speak to a BB&T Lending Specialist at your local branch about applying today. |
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| Deposit/Investment Secured Loan |
| Collateral |
The loan can be secured with one or more of the following*:
- Life Insurance
- Savings
- CDs
- Mutual Funds
- Brokerage Accounts
- Bonds
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| Repayment Options |
Flexible options |
| Loan to Value Ratio |
Up to 100% (actual LTV varies by collateral type) |
| Prepayment Penalties |
None |
| *Valuation of collateral is required |
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| Apply in Person |
| Apply in person when you visit your local branch |
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| Send us an Email |
| Feel free to contact us by email |
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Copyright © 2012, Branch Banking and Trust Company. All Rights Reserved.
BB&T Complete Client Protection
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Subject to Credit Approval.
Loan products are offered through Branch Banking and Trust Company, Member FDIC and an Equal Housing Lender.
1This rate offer may change at any time. Other rates and terms available. Loans are subject to credit approval. To be eligible for this special rate, a client must possess a Beacon Score of 700 or greater and be approved for a loan of $20,000 or more. The maximum LTV associated with this offer is 90% or less. Rates advertised is for loans secured by new and current year vehicles with less than 12,000 miles. The maximum loan amount associated with this offer is 90% of the vehicle sales price (as documented by the dealer). The client-required 10% down payment cannot include rebate money. For loan amounts less than $7,500, or for requests to refinance existing BB&T debt, rates may be higher. For comparison purposes, a consumer who finances $20,000 after a down payment of $2,200 at a term of 60 months and at an annual percentage rate of 3.99% would remit 60 payments of $368.27. A consumer who finances $20,000 after a down payment of $2,200 at a term of 60 months and an annual percentage rate of 4.99% would remit 60 payments of $377.36.
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Only deposit products are FDIC insured.
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