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Elite Gold
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The Elite Gold package rewards you for maintaining your highly valued relationship with BB&T. Being an Elite Gold client gives you an unmatched combination of premium products, benefits, and services. You'll have an interest bearing checking account, unlimited person-to-person calls to BB&T Phone24, financial services benefits, discounted stock trades, and much more.

For specific fee information please .

Elite Gold
Banking Benefits
  • Interest-bearing checking account
  • Free exclusive design wallet, duplicate, or top-stub checks or a $6 credit towards another design
  • Free BB&T Check Card with Visa Extras
  • Bonus rates on select CDs and IRAs
  • One no-penalty early CD withdrawal for medical emergencies
  • $40 annual safe deposit box discount
  • No monthly maintenance fee on one Regular Savings and/or one Money Rate Savings account
  • Free online banking with BB&T OnLine®, Quicken®, or Microsoft® Money
  • Free unlimited OnLine Bill Payment
  • No annual fee BB&T Visa Platinum Credit Card*
  • Free overdraft protection, including overdraft transfers
  • No-fee incoming wire transfers
  • Unlimited no-fee money orders
  • Unlimited no-fee official checks
Service Benefits
  • Eight non-BB&T ATM transactions per statement cycle
  • Unlimited person-to-person calls through Phone24
  • Unlimited automated account inquiries through Phone24
Travel Benefits
Lending Benefits
  • Elite rate BB&T auto loan discount (through financial centers only)**
  • Discounted closing costs on real estate secured loans and lines
Financial Services Benefits
  • Financial review
  • 5% discount on stock trades through BB&T Investment Services.
To Qualify with No Monthly Maintenance Fee This information varies by state. Please select your state to see this information.
The Plus Package Enhance your account with security, health, travel and entertainment benefits by adding The Plus Package
* Credit cards are subject to approval. Credit cards are issued by BB&T Financial, FSB, a subsidiary of BB&T Corporation. Member FDIC.
** Loans subject to credit approval. This offer does not apply to BB&T auto loans through vehicle dealerships. Member FDIC. An Equal Housing Lender. Equal Housing Lender
† Other banks' service fees may still apply.
‡ Investment services are provided by BB&T Investment Services, Inc., a wholly owned subsidiary of Branch Banking and Trust Company.

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Branch Banking and Trust Company and BB&T Financial, FSB, are member FDIC. An Equal Housing Lender. Equal Housing Lender