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Home Equity Loans and Lines of Credit at BB&T
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BB&T Home Equity Loans and Lines are an excellent way for homeowners to obtain money needed for large projects, purchases, or expenses. These loans and credit lines use the equity in your home as collateral. Like the interest on your home mortgage, the interest on a home equity loan is generally tax deductible.

Home equity loans are commonly used to:

  • Finance home improvements.
  • Finance a new or second home.
  • Buy a car.
  • Buy an RV.
  • Buy a boat.
  • Consolidate debt.
BB&T offers a variety of home equity loans. A BB&T Lender at your local branch can help you choose the option that best meets your needs. You can also apply for a home equity loan or home equity line of credit today by completing our online personal loan application.
 
  BB&T Home Equity Line BB&T Home Equity Loan
Description An open-ended line of credit secured by the equity in your home Fixed amount loan secured by the equity in your home
Advantages
  • Credit available when you need it
  • Can be drawn on by check and from an ATM
  • Flexible repayment options
  • Variable term lengths up to 30 years
Good if you want to...
  • Have credit immediately available
  • Reduce your income tax burden
  • Finance home improvements
  • Make a significant purchase
  • Consolidate debt
  Learn More about Home Equity Lines >> Learn More about Home Equity Loans >>
 
Calculators
How big a line of credit can I get?
What kind of tax savings will I have with tax deductible interest payments?
Should I use a home equity loan instead of an auto loan?
 
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Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender. Equal Housing Lender
Branch Banking and Trust Company is member FDIC. An Equal Housing Lender. Equal Housing Lender

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