1. Residence History

All applicants must provide the street address for every residence you have lived in during the past two years.

If you are currently renting, please bring:

• Landlord’s name
• Landlord's address
• Landlord's phone number

If you own your current residence, please bring:

• Mortgage lender's name
• Mortgage account number

2. Employment History

Provide the following information for every employer you’ve worked for during the past two years:

• Employer's name
• Employer's address
• Employer's phone number

3. Income Information

All applicants will need to provide  the following information:

• Gross monthly salary or other income
• Year-to-date pay stub
• W2s for the past two years
• Signed tax returns if you worked on commission
• Signed tax returns if you wish to use interest, dividend, or bonus income to qualify for your loan

If you’re self-employed, please bring:

• Signed tax returns for the past two years
• Current Profit & Loss Statement
• Current Balance Sheet

If you are not currently employed, please  bring:

• Proof of other sources of income*

4. Deposit, Retirement, and Equities Account Information

For all Checking, Savings, IRA, Retirement, 401(k), Stock, and Mutual Fund accounts, we will need:

• Name and address of the financial institution holding the account
• Account number
• Account balance
• Statements for the past two months

5. Debt Information

Please bring the following information on all of your outstanding loans and credit cards:

• Name and address of lender
• Account number
• Balance
• Monthly payment

6. Real Estate Information

For all real estate you own, please bring:

• Address of the property
• Market value
• Loan information
• Copies of leases on any rental property you own

7. Personal Property Information

Provide the estimated value of your personal property including:

• Furniture
• Vehicles, including make and model numbers
• Boats
• Campers

8. Sales Contract

Please bring the completed and signed sales contract for the property you are purchasing.

9. Fees

Be prepared to make a payment for:

• Property appraisal
• Credit report
• Flood certification

10. Identification

Have with you one of the following forms of  government-issued photo ID:

• Driver’s license
• State-issued non-drivers ID
• US military ID

11. VA Loan Applicants

If you’re applying for a VA Loan, please bring:

• Military discharge papers (Form DD214)
• Certificate of Eligibility

*Alimony, child support or separate maintenance income need not be revealed if you do not choose to have it considered for repaying the loan.