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| Write yourself a loan whenever you need it. The BB&T Preferred Line has a variable interest rate and comes with the flexibility and convenience associated with a revolving line of credit. In addition to checks, you'll have quick and easy access to your account through ATMs, Phone24, and BB&T Online. While specific collateral isn't required, you'll need a positive net worth to qualify for this open line of credit. The actual line size for which you might qualify will depend largely on the liquidity of your assets, all of which will be verified as part of BB&T's application process. Speak with a Lending Specialist at your local BB&T financial center about obtaining a BB&T Preferred Line today. |
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| BB&T Preferred Line |
| Collateral |
None needed |
| Line Size |
Dependent upon net worth and liquidity of assets |
| Repayment Options |
Flexible options |
| Origination Fees |
None |
| Payment Protection |
Available |
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Copyright © 2012, Branch Banking and Trust Company. All Rights Reserved.
BB&T Complete Client Protection
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Subject to Credit Approval.
Loan products are offered through Branch Banking and Trust Company, Member FDIC and an Equal Housing Lender.
1This rate offer may change at any time. Other rates and terms available. Loans are subject to credit approval. To be eligible for this special rate, a client must possess a Beacon Score of 700 or greater and be approved for a loan of $20,000 or more. The maximum LTV associated with this offer is 90% or less. Rates advertised is for loans secured by new and current year vehicles with less than 12,000 miles. The maximum loan amount associated with this offer is 90% of the vehicle sales price (as documented by the dealer). The client-required 10% down payment cannot include rebate money. For loan amounts less than $7,500, or for requests to refinance existing BB&T debt, rates may be higher. For comparison purposes, a consumer who finances $20,000 after a down payment of $2,200 at a term of 60 months and at an annual percentage rate of 3.99% would remit 60 payments of $368.27. A consumer who finances $20,000 after a down payment of $2,200 at a term of 60 months and an annual percentage rate of 4.99% would remit 60 payments of $377.36.
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