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Rural Housing Loans
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Rural Housing Loans are designed to assist borrowers in qualifying rural areas to become homeowners. These loans offer a variety of unique and attractive features for qualifying borrowers. Your BB&T Mortgage Loan Officer will work with you to see if a Rural Housing Loan meets your needs.
 
Rural Housing Loans
Benefits
  • 103% financing available
  • First time homebuyers and previous homeowners allowed
  • Designed to benefit borrowers located in qualifying designated rural areas
Property Types
  • Single family homes
  • Townhomes
  • Condos
  • Doublewide manufactured homes on permanent foundations
May be right for you if... You are:
  • Purchasing a residence located in a qualifying rural area that may be attached to limited multiple acreage
  • Concerned about qualifying income*
  • Concerned about having enough money for a downpayment
*Income cannot exceed 115% of your county median income. Consult a BB&T Mortgage Loan Officer for details.
 
Calculators
What home can I afford?
How much will my mortgage payments be?
What income do I need to qualify for a mortgage and how will different interest rates affect my required income?
More calculators
 
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Locate your local BB&T Mortgage Loan Officer
 
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Apply in person when you visit your local branch

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BB&T Complete Client Protection
Branch Banking and Trust Company is a Member FDIC and an Equal Housing Lender. Equal Housing Lender
Subject to Credit Approval.