| Senior Checking |
| Minimum Opening Deposit |
$100 |
| Monthly Maintenance Fee |
Avoid an $8 monthly maintenance fee by maintaining:
- One ACH Direct Deposit of at least $100 OR:
- $1,000 average checking balance OR
- $6,000 combined deposit balance including checking, savings, Money Rate Savings, Investor's Deposit Accounts, (excludes Certificates of Deposit and Individual Retirement Accounts) and/or outstanding loan balances* including personal loans, lines of credit, sales finance and credit card balances** (excludes preferred lines of credit) OR
- Any outstanding BB&T personal mortgage loan balance‡
|
| BB&T 24 ATM |
- BB&T 24 ATM deposits and withdrawals at over 2,400 ATM locations
|
| Check Card |
Free BB&T Check Card with Cash Rewards |
| Checks |
Free BB&T design wallet-style checks or a $6 credit on another design |
| CD Withdrawal |
One no-penalty early CD withdrawal for medical emergencies† |
| BB&T Phone24 |
- Unlimited automated account inquiries
- Two no-fee, person to person calls a month
|
| Overdraft Protection†† |
Choose from a number of available overdraft protection options:
|
| Statement Options |
No-fee online and paper statements
|
| Online Services |
- Free Online banking and OnLine Bill Payment
- Free mobile banking‡‡
- Free BB&T Alerts
|
| Identity Protection |
Receive a full range of benefits when you add Identity Protection to any BB&T checking account |
| The Plus Package |
Enhance your account with security, health, travel and entertainment benefits by adding The Plus Package |
*Loans and lines are subject to credit approval.
**Credit cards are subject to credit approval. Credit cards are issued by BB&T Financial, FSB, a subsidiary of BB&T Corporation. Member FDIC.
†A penalty may be imposed for other types of CD early withdrawals. Funds must be on deposit at least 7 days.
‡Subject to credit approval. Equal Housing Lender. 
††Automatic Overdraft Protection transfer fee applies.
‡‡Your mobile carrier's text messaging and web access charges may apply. |
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