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Stepped Rate CD
Printable VersionPrintable Version
 
The BB&T Stepped Rate CD is a 48-month CD with interest rates guaranteed to rise once per year, each and every year, no matter what the market does. Make your investment even better with an optional additional deposit, up to $10,000, once a year. Rates for all four years on the Stepped Rate CD are guaranteed and disclosed at account opening.
 
Stepped Rate CD
Minimum to Open $1,000
Term 48 months
Rates
  • Rates guaranteed to rise once per year
  • Rates for all four years are disclosed when the account is opened
Interest Compounded daily on collected balances
Features
  • An additional deposit, up to $10,000, allowed once a year, every 12 months from the date of the initial deposit (Interest will accrue at the rate and APY* in effect at the time of the additional deposit.)
  • One no-penalty withdrawal of all or part of the principal funds may be made after 24 months from the date of initial deposit
  • Any withdrawn funds must have been on deposit for at least seven days and no other withdrawals may have been made in the preceding six days

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* Annual Percentage Yield