| BB&T Student Banking |
| Minimum Opening Deposit |
None |
| Minimum Balance Requirements |
None |
| Monthly Maintenance Fee |
None |
| Statement Options |
- No-fee online statements
- $3 paper statement fee applies1
|
| Online Services |
|
| Check Card |
Free BB&T Check Card with Cash Rewards |
| BB&T 24 ATM |
-
BB&T 24 ATM deposits and withdrawals at more than 2,400 ATM locations
- Four no-fee non-BB&T ATM transactions per statement cycle**
|
| BB&T Phone24 |
- Unlimited automated account inquiries
- Two no-fee person to person calls per statement cycle
|
| Overdraft Protection‡ |
Choose from a number of available overdraft protection options:
|
| Savings Account |
Regular Savings account with a waived monthly maintenance fee2 |
| BB&T Student Banking Refund |
During the life of the account, you may receive one refund of any one of the following:
- Returned item fee
- Overdraft fee
- Stop payment fee
- Money order or official check fee
|
| Identity Protection |
Receive a full range of benefits when you add Identity Protection to any BB&T checking account |
| The Plus Package |
Enhance your account with security, health, travel and entertainment benefits by adding The Plus Package |
*Account will convert to BB&T Bright Banking upon client's 24th birthday, or 60 days after the client's graduation, whichever occurs last. Clients under 18 years of age must have an adult co-signer.
**Other institutions' fees may apply.
†Your mobile carrier's text messaging and web access charges may apply.
‡Automatic Overdraft Protection transfer fee applies.
††Subject to credit approval. Equal Housing Lender. 
‡‡Subject to credit approval.
1You can avoid this fee by enrolling in online banking and choosing to receive electronic statements.
2A monthly automatic transfer of $25 or more from checking must be made to avoid the balance requirement or maintenance fee. See the Personal Services Pricing Guide for details. |