Preferred Stock

Depositary Shares Each Representing a 1/1,000th Interest in a Share of Series D Non-Cumulative Perpetual Preferred Stock

Issuance Date: April 26, 2012

Initial Public Offering Price: $25.00 per depositary share

NYSE Symbol: BBT PrD

Earliest Permitted Redemption Date: May 1, 2017 or earlier upon the occurrence of a "regulatory capital treatment event"

Noncumulative Dividends: Paid quarterly in arrears on the 1st day of March, June, September and December of each year, commencing on August 1, 2012, when, as and if declared, at a rate per annum of 5.85%¹

Liquidation Preference: $25 per depositary share

View the full prospectus supplement for the Series D Non-Cumulative Perpetual Preferred Stock.

Depositary Shares Each Representing a 1/1,000th Interest in a Share of Series E Non-Cumulative Perpetual Preferred Stock

Issuance Date: July 24, 2012

Initial Public Offering Price: $25.00 per depositary share

NYSE Symbol: BBT PrE

Earliest Permitted Redemption Date: August 1, 2017 or earlier upon the occurrence of a "regulatory capital treatment event"

Noncumulative Dividends: Paid quarterly in arrears on the 1st day of March, June, September and December of each year, commencing on November 1, 2012, when, as and if declared, at a rate per annum of 5.625%¹

Liquidation Preference: $25 per depositary share

View the full prospectus supplement for the Series E Non-Cumulative Perpetual Preferred Stock.

Depositary Shares Each Representing a 1/1,000th Interest in a Share of Series F Non-Cumulative Perpetual Preferred Stock

Issuance Date: October 24, 2012

Initial Public Offering Price: $25.00 per depositary share

NYSE Symbol: BBT PrF

Earliest Permitted Redemption Date: November 1, 2017 or earlier upon the occurrence of a "regulatory capital treatment event"

Noncumulative Dividends: Paid quarterly in arrears on the 1st day of March, June, September and December of each year, commencing on February 1, 2013, when, as and if declared, at a rate per annum of 5.200%¹

Liquidation Preference: $25 per depositary share

View the full prospectus supplement for the Series F Non-Cumulative Perpetual Preferred Stock.

Depositary Shares Each Representing a 1/1,000th Interest in a Share of Series G Non-Cumulative Perpetual Preferred Stock

Issuance Date: April 24, 2013

Initial Public Offering Price: $25.00 per depositary share

NYSE Symbol: BBT PrG

Earliest Permitted Redemption Date: June 1, 2018 or earlier upon the occurrence of a "regulatory capital treatment event"

Noncumulative Dividends: Paid quarterly in arrears on the 1st day of March, June, September and December of each year, commencing on June 1, 2013, when, as and if declared, at a rate per annum of 5.200%

Liquidation Preference: $25 per depositary share

View the full prospectus supplement for the Series G Non-Cumulative Perpetual Preferred Stock.