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7 Day–60 Month CD

Start earning more for your money today. With BB&T you can make a solid investment that is FDIC insured. Our CDs give you a guaranteed rate of return for up to five years.

Features

Terms are available from 7 days up to 60 months.

Minimum to Open

  • $2,500 for terms of 7–31 days
  • $1,000 for terms over 31 days

Interest

Tiered rates based on the amount of your deposited funds:

  • Rates fixed for the term
  • Compounded daily for CDs less than $100,000
  • Simple interest on collected balances for CDs of $100,000 or more
  • Penalty-free withdrawals of interest earned in the current term

Account Benefits

A Simple, Easy Way to Save

  • No monthly fees
  • Automatic renewal
  • May be pledged as loan collateral

Convenient Grace Periods

  • During a grace period at renewal, you may negotiate a new term or rate. You may also adjust your account balance.
  • If no adjustments are made at grace period, your CD continues to grow at the interest rate and annual percentage yield in effect on the date of renewal.

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By Phone

Call us at 800-BANK-BBT (800-226-5228).

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