Open an Account

Add-On CD

This CD helps you meet your savings goals. You set up an automatic deposit from a BB&T checking or savings account. Then you can make additional deposits any time you want.


This CD has a 12-month term.

  • An automatic monthly draft of at least $50 from a BB&T checking or savings account is required.
  • Additional deposits of at least $50 may be made in a branch, through BB&T online banking, or by phone at 800-BANK-BBT (800-226-5228).

Minimum to Open



Tiered rates based on deposited funds:

  • Rates fixed for term
  • Compounded daily on collected balances for CDs less than $100,000
  • Simple interest on collected balances for CDs greater than $100,000
  • Interest will accrue on all additional deposits at the same rate and APY1 as the original deposit.

Account Benefits

A Simple, Easy Way to Save

  • No monthly fees
  • Automatic renewal
  • May be pledged as loan collateral

Convenient Grace Periods

  • During a grace period at renewal, you may negotiate a new term or rate. You may also adjust your account balance.
  • If no adjustments are made at grace period, your CD continues to grow at the interest rate and annual percentage yield in effect on the date of renewal.

Still need help?

Get Assistance

By Phone

Call us at 800-BANK-BBT (800-226-5228).

Visit a BB&T Financial Center

Contact Us

Call 800-BANK-BBT



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