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Can't Lose CD

Take advantage of the flexibility offered by this CD. If rates start to fall, you can secure additional funds at your current, locked-in rate. If rates rise, you can withdraw your funds and open a new CD at a higher rate.

Features

This CD has a 30-month term. After the first 12 months of each term you can:

  • Make one additional deposit, up to $10,000.
  • Make one penalty-free withdrawal.1

Minimum to Open

$1,000

Interest

Tiered rates based on the amount of your deposited funds:

  • Compounded daily for CDs less than $100,000
  • Simple interest on collected balances for CDs of $100,000 or more
  • Interest at the same rate and APY2 as the original deposit for all additional deposits

Account Benefits

A Simple, Easy Way to Save

  • No monthly fees
  • Automatic renewal
  • May be pledged as loan collateral

Convenient Grace Periods

  • During a grace period at renewal, you may negotiate a new term or rate. You may also adjust your account balance.
  • If no adjustments are made at grace period, your CD continues to grow at the interest rate and annual percentage yield in effect on the date of renewal.

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By Phone

Call us at 800-BANK-BBT (800-226-5228).

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