Open an Account

Can't Lose CD

Take advantage of the flexibility offered by this CD. If rates start to fall, you can secure additional funds at your current, locked-in rate. If rates rise, you can withdraw your funds and open a new CD at a higher rate.


This CD has a 30-month term. After the first 12 months of each term you can:

  • Make one additional deposit, up to $10,000.
  • Make one penalty-free withdrawal.1

Minimum to Open



Tiered rates based on the amount of your deposited funds:

  • Compounded daily for CDs less than $100,000
  • Simple interest on collected balances for CDs of $100,000 or more
  • Interest at the same rate and APY2 as the original deposit for all additional deposits

Account Benefits

A Simple, Easy Way to Save

  • No monthly fees
  • Automatic renewal
  • May be pledged as loan collateral

Convenient Grace Periods

  • During a grace period at renewal, you may negotiate a new term or rate. You may also adjust your account balance.
  • If no adjustments are made at grace period, your CD continues to grow at the interest rate and annual percentage yield in effect on the date of renewal.

Still need help?

Get Assistance

By Phone

Call us at 800-BANK-BBT (800-226-5228).

Visit a BB&T Financial Center

Contact Us

Call 800-BANK-BBT



More search options