Open an Account

Home Saver CD

Save for a new home the easy way. We help you identify your goal and how much to save each month. Then you choose the amount to deposit automatically from your BB&T checking or savings account.


The Home Saver CD has a term of 36 months.

  • Requires an automatic deposit of $50 or more per month from a BB&T checking or savings account.
  • An additional deposit of $50 or more may be made at the branch, through BB&T online banking, or by phone at 800-BANK-BBT (800-226-5228) once a month.
  • Withdraw the entire principal amount at any time without penalty if the funds are used to buy a home.1

Account balance must be less than $100,000.

Minimum to Open



Tiered rates based on deposited funds:

  • Compounded daily on collected balances
  • Interest accrues on all additional deposits at the same rate and APY2 as the original deposit

Account Benefits

A Simple, Easy Way to Save

  • No monthly fees
  • Automatic renewal
  • May be pledged as loan collateral

Convenient Grace Periods

  • During a grace period at renewal, you may negotiate a new term or rate. You may also adjust your account balance.
  • If no adjustments are made at grace period, your CD continues to grow at the interest rate and annual percentage yield in effect on the date of renewal.

Still need help?

Get Assistance

By Phone

Call us at 800-BANK-BBT (800-226-5228).

Visit a BB&T Financial Center

Contact Us

Call 800-BANK-BBT



More search options

Related Products