|Minimum to Open
- Six months
- Renews automatically
- Interest rate shall not be less than one percent below the discount rate of the preceding month's last auction of the US Treasury Bill with a maturity of three months.
- Compounded daily on collected balances for deposits less than $100,000
- Simple interest on collected balances for deposits more than $100,000
- Additional $100 deposits are allowed at any time. (Interest will accrue on all additional deposits at the same rate and APY1 as the original deposit.)
- May be pledged as loan collateral
- One no-penalty withdrawal allowed each month
- Any withdrawn funds must have been on deposit for at least seven days and no other withdrawals may have been made in the preceding six days.