Account will convert to BB&T Fundamentals Checking or BB&T Identity Protection Checking account if enrolled in BB&T Identity Protection upon client's 24th birthday, or 60 days after the client's graduation, whichever occurs last. Clients under 18 years of age must have an adult co-signer.
A penalty may be imposed for early withdrawal from CDs.
Loans, lines of credit and credit cards are subject to credit approval.
A monthly $3 Paper Statement Fee applies if you do not elect to receive online statements. Please speak with a BB&T Associate for details.
Annual Percentage Yield. These are the online rates. These rates are effective as of today and subject to change without notice. Fees may reduce earnings on the account. These rates apply to accounts opened online and by Phone24. Other rates may apply if not opened online or by Phone24.
Automatic overdraft protection transfer fees may apply. (See your Personal Services Pricing Guide for more information.) Other account types may also be used for overdraft protection. Please see your local BB&T financial center for more options.
Dealer Finance loans (automobile, boat, recreational vehicle, and
other equipment loans)
Loans originated in a branch; including automobile loans, unsecured
personal loans, loans secured by savings/CDs/stocks
1st and 2nd closed end personal loans secured by a residence only
Investment Solutions are provided by Branch Banking and Trust Company, and BB&T Investment Services, Inc., a wholly owned registered broker/dealer subsidiary of Branch Banking and Trust Company, Member FINRA/SIPC. Insurance products and services are offered through BB&T Insurance Services, Inc., a subsidiary of BB&T Insurance Holdings, Inc.
Investment and insurance products and services are: NOT A DEPOSIT • NOT FDIC-INSURED • NOT GUARANTEED BY A BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • MAY GO DOWN IN VALUE