4 Credit alert monitoring will notify you of any new inquiries, certain derogatory information, accounts, public records, or change of address that have been added to your credit report as reported by one of the major credit reporting agencies. If no information has been added or changed, then you will receive a quarterly notification stating that no information has changed within your credit file.
5 BB&T Identity Protection is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. The score is provided by CreditXpert, Inc. and is based on information from the files at Experian. Please refer to the Membership Terms and Conditions for details.
6 You have the right to a free credit report every 12 months from each of the major credit reporting agencies. Please visit www.AnnualCreditReport.com or call 877-322-8228 for information or to obtain your free report(s).
7 Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of Chartis Inc. under group policy #7077733 for non-New York State Insureds and #1423212 for New York State Insureds. All exclusions and limitations of the master policy apply. See the Benefit Summary for details regarding such exclusions and limitations. Availability of coverage is subject to underwriting qualifications and state laws and regulations. Coverage is subject to actual policy language.
Insurance products are:
NOT A DEPOSIT • NOT FDIC-INSURED • NOT GUARANTEED BY THE BANK • NOT INSURED BY ANY STATE OR FEDERAL GOVERNMENT AGENCY