Daily credit monitoring will notify you of any new inquiries, certain derogatory information, accounts, public records or change of address that have been added to your credit reports as reported by one of the major credit reporting agencies. If no information has been added or changed, then you will receive a quarterly notification stating that no information has changed within your credit file.
You have the right to a free credit report every 12 months from each of the major credit reporting agencies. Please visit www.AnnualCreditReport.com or call 877-322-8228 for information or to obtain your free report(s).
Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of American International Group, Inc., under group policy # 7077733 for non-New York State Insureds and # 1423212 for New York State Insureds. All exclusions and limitations of the master policy apply. See the Benefit Summary for details regarding such exclusions and limitations. Availability of coverage is subject to underwriting qualifications and state laws and regulations. Coverage is subject to actual policy language.
Account will convert to BB&T Fundamentals Checking or BB&T Identity Protection Checking account if enrolled in BB&T Identity Protection upon client's 24th birthday, or 60 days after the client's graduation, whichever occurs last. Clients under 18 years of age must have an adult co-signer.