BB&T Bright Banking®
Checking for everyone
- Maintenance fee waived with one direct deposit of at least $100 per month
- Free online banking with bill payment
- Free check card
- Free mobile banking1 and account alerts
- Available Overdraft Protection options2
BB&T Student Banking
Checking for young adults through age 23
- No minimum balance requirement
- Free online banking with bill payment
- Free mobile banking1 and account alerts
- Free check card
- Four no-fee non-BB&T ATM transactions per month3
Identity Protection Checking
Checking with identity protection
- 24-hour Daily Credit Monitoring with alerts1,4
- Quarterly Experian® Credit Report and Score5,6
- $10,000 Identity Theft Insurance7
- Identity fraud assistance with personal caseworker5
Get an account recommendationAdditional Checking Accounts
Elite Gold | High-value banking with premier benefits and services.
BB&T@Work | Unique package of benefits and services for employees of participating companies.
Senior Checking | Easy, convenient banking and benefits tailored to seniors 55 and older.
Related Products
1 Fees from your mobile or data carrier may apply.
2 Automatic overdraft protection transfer fees may apply. (See your Personal Services Pricing Guide for more information.)
3 Other institutions' fees may apply.
4 Credit alert monitoring will notify you of any new inquiries, certain derogatory information, accounts, public records, or change of address that have been added to your credit report as reported by one of the major credit reporting agencies. If no information has been added or changed, then you will receive a quarterly notification stating that no information has changed within your credit file.
5 BB&T Identity Protection is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. The score is provided by CreditXpert, Inc. and is based on information from the files at Experian. Please refer to the Membership Terms and Conditions for details.
6 You have the right to a free credit report every 12 months from each of the major credit reporting agencies. Please visit www.AnnualCreditReport.com or call 877-322-8228 for information or to obtain your free report(s).
7 Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of Chartis Inc. under group policy #7077733 for non-New York State Insureds and #1423212 for New York State Insureds. All exclusions and limitations of the master policy apply. See the Benefit Summary for details regarding such exclusions and limitations. Availability of coverage is subject to underwriting qualifications and state laws and regulations. Coverage is subject to actual policy language.
Insurance products are:
NOT A DEPOSIT • NOT FDIC-INSURED • NOT GUARANTEED BY THE BANK • NOT INSURED BY ANY STATE OR FEDERAL GOVERNMENT AGENCY
NOT A DEPOSIT • NOT FDIC-INSURED • NOT GUARANTEED BY THE BANK • NOT INSURED BY ANY STATE OR FEDERAL GOVERNMENT AGENCY
Pricing and fees vary by state.
Branch Banking and Trust Company, Member FDIC.
BB&T Complete Client Protection
© 2012, Branch Banking and Trust Company. All rights reserved.