Identity Protection Checking
With BB&T Identity Protection® Checking, you get all the benefits of a traditional checking account plus peace of mind.
- 24/7 credit monitoring with alerts1,2
- Quarterly Experian® credit reports2,3
- $10,000 identity theft insurance4
- Identity fraud assistance with a personal caseworker2
Benefits
With BB&T Identity Protection Checking, there’s no minimum balance requirement,
and with a minimum deposit of $50 you’ll receive:
- Identity protection from BB&T
- BB&T OnLine® banking with bill payment
- Mobile banking—account access 24/7
- BB&T Alerts by email or text message
- BB&T Check Card with Cash Rewards
- BB&T Phone24—unlimited automated account information,
800-BANK-BBT (800-226-5228), option 4
Pricing
Enjoy the peace of mind that comes with BB&T Identity Protection Checking for a
$5 monthly fee.5
At A Glance offers a quick overview of account features.
Learn more about our pricing and fees in our Pricing Guide.
Read our Bank Services Agreement.
Overdraft Protection
Avoid overdraft charges and protect your credit rating. Simply link your BB&T Identity Theft® Checking account to any of the following:6
Open an Account
Get Assistance
By Phone
Checking
1 Credit alert monitoring will notify you of any new inquiries, certain derogatory information, accounts, public records, or change of address that have been added to your credit report as reported by one of the major credit reporting agencies. If no information has been added or changed, then you will receive a quarterly notification stating that no information has changed within your credit file.
2 BB&T Identity Protection is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. The score is provided by CreditXpert, Inc. and is based on information from the files at Experian. Please refer to the Membership Terms and Conditions for details.
3 You have the right to a free credit report every 12 months from each of the major credit reporting agencies. Please visit http://www.annualcreditreport.com/ or call 877-322-8228 for information or to obtain your free report(s).
4 Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of Chartis Inc. under group policy 7077733 for non-New York State Insureds and #1423212 for New York State Insureds. All exclusions and limitations of the master policy apply. See the Benefit Summary for details regarding such exclusions and limitations. Availability of coverage is subject to underwriting qualifications and state laws and regulations. Coverage is subject to actual policy language.
5 The monthly fee will automatically be deducted from your BB&T deposit account.
6 Automatic overdraft protection transfer fees may apply. (See your Personal Services Pricing Guide for more information.)
7 Subject to credit approval.
NOT A DEPOSIT • NOT FDIC-INSURED • NOT GUARANTEED BY THE BANK • NOT INSURED BY ANY STATE OR FEDERAL GOVERNMENT AGENCY
Branch Banking and Trust Company, Member FDIC.
BB&T Complete Client Protection
© 2012, Branch Banking and Trust Company. All rights reserved.