Credit alert monitoring will notify you of any new inquiries, certain derogatory information, accounts, public records, or change of address that have been added to your credit report as reported by one of the major credit reporting agencies. If no information has been added or changed, then you will receive a quarterly notification stating that no information has changed within your credit file.
Your CreditXpert® Score™ is provided by CreditXpert Inc. Although this score is not used by lenders to evaluate your credit, it is intended to reflect common credit scoring practices and is designed to help you understand your credit. Your score is based on information from the files at Experian. Your score may not be identical or similar to the score you receive directly from Experian or from other sources.
You have the right to a free credit report every 12 months from each of the major credit reporting agencies. Please visit http://www.annualcreditreport.com/ or call 877-322-8228 for information or to obtain your free report(s).
Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of Chartis Inc. under group policy 7077733 for non-New York State Insureds and #1423212 for New York State Insureds. All exclusions and limitations of the master policy apply. See the Benefit Summary for details regarding such exclusions and limitations. Availability of coverage is subject to underwriting qualifications and state laws and regulations. Coverage is subject to actual policy language.
The monthly fee will automatically be deducted from your BB&T deposit account.