Enjoy the lowest annual percentage rates we offer on any card, with easy-to-understand terms and no annual fee—ever.1
- 0% introductory Annual Percentage Rate (APR) for 12 months, followed by a low APR of 8.15% to 14.15% for purchases and balance transfers
- No penalty pricing or hidden fees—your APR won't increase if you miss a payment1
- Low balance transfer fees of just 3% ($10 minimum)1
Earn one point for every dollar you spend, with no limits. Redeem your points for merchandise, gift cards, travel, cash back and more.
- Qualified purchases earn 1 point for every $1 spent
- 0% introductory Annual Percentage Rate (APR) for 12 months, followed by a low APR of 10.15% to 16.15% for purchases and balance transfers
- No annual fee1
- No penalty pricing or hidden fees1
Get Assistance
Phone
Call us at 800-476-4228, Monday through Saturday, 6 am to midnight ET.
Visit a BB&T Financial Center
1 Transaction, Penalty and Other Applicable Fees:
- Balance Transfers: 3% of each advance ($10 minimum).
- Cash Advances: 3% of each advance ($10 minimum).
- Foreign Transactions: 3% of the US dollar amount of each transaction made in a foreign currency and any transaction made in US dollars that is processed outside of the United States.
- Late Payments: Your account will be charged a late fee of up to $25.00 the first time your payment is not received by the due date. After that, any late payment during the next six billing cycles will result in a late fee of up to $35.00. No late fee will be more than your Total Minimum Payment due.
- Statement Copies: $5 per statement, with a $100 maximum per occurrence.
- Customer Requested Expedited Services: $25.
Loans, lines of credit and credit cards are subject to credit approval.
Branch Banking and Trust Company, Member FDIC.
BB&T Complete Client Protection
© 2013, Branch Banking and Trust Company. All rights reserved.