BB&T eSavings
Open an online savings account1 and gain instant access to your money, with no monthly fees or minimum balance requirements.
- No minimum deposit
- Unlimited deposits, transfers and withdrawals at BB&T
- No monthly maintenance fees
Benefits
Our most popular personal savings account is available exclusively online.1 We make it easy to access your funds and find the tools you need to help them grow:
- No minimum opening deposit
- Competitive interest rates of 0.05% APY (annual percentage yield), compounded daily2
- Unlimited withdrawals at BB&T24 ATMs and financial centers
- Fund your account by transfering money from an existing BB&T account, outside bank (initial deposit only) or mail
- Quarterly statement
Overdraft Protection
Use your eSavings account to help protect your personal checking account in case of overdrafts.
- Link your eSavings account to cover your BB&T personal checking account.3
- Transfers will be made in $100 increments automatically to cover overdrafts in your selected personal checking account.4
Extras
With an eSavings account, you’ll enjoy these account extras for free:
- Six no-fee transfers and withdrawals through BB&T Phone24 and BB&T OnLine® per month5
- Monthly statements when combined with a BB&T checking account3
Pricing
BB&T eSavings meets the needs of clients looking for competitive interest rates with no minimum balance requirements.
- Currently 0.05% APY (annual percentage yield)2
- No minimum opening deposit
- No monthly maintenance fee
Learn more about pricing and fees by state.
Read our Bank Services Agreement.
Access 24/7
Your eSavings account is accessible 24/7, so you can bank when it's convenient for you.
- BB&T OnLine—secure online banking for all of your BB&T personal accounts
- BB&T Mobile Banking—access accounts from your mobile device6
- BB&T Alerts—keep tabs on your accounts through email and mobile alerts
- BB&T Phone24—unlimited automated account information,
800-BANK-BBT (800-226-5228), option 4
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Resources
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Savings Goals
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1 The BB&T eSavings account can only be opened online through BBT.com or by calling BB&T Phone24.
2 These are the online rates. These rates are effective as of today and subject to change without notice. Fees may reduce earnings on the account. These rates apply to accounts opened online and by Phone24. Other rates may apply if not opened online or by Phone24
3 To link your BB&T eSavings account to your BB&T personal checking account, call BB&T Phone24.
4 Automatic overdraft protection transfer fees may apply. (See your Personal Services Pricing Guide for more information.)
5 Six preauthorized, automatic or telephonic (including BB&T OnLine and BB&T Phone 24) transfers or withdrawals per statement cycle. A $3 fee is charged for excessive activity.
6 Fees from your mobile or data carrier may apply.
Branch Banking and Trust Company, Member FDIC.
BB&T Complete Client Protection
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