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BB&T eSavings
Open an eSavings online savings account1—it's fast and easy. You'll enjoy higher interest rates and convenient access to your money, with no monthly fees or minimum balance requirements.
- Competitive interest rates, compounded daily
- Unlimited deposits, transfers and withdrawals at BB&T24 ATMs or financial centers
- No monthly maintenance fees
Benefits
Our most popular personal savings option, BB&T eSavings is a high interest savings account, available exclusively online.1 It gives you easy online access to your funds and the tools to help them grow:
- No minimum opening deposit
- Competitive interest rates of 0.15% APY (annual percentage yield), compounded daily2
- Unlimited withdrawals at BB&T24 ATMs or BB&T financial centers
- Flexible ways to fund your account include transfer of funds from an existing BB&T account, outside bank (initial deposit only) or mail
- Quarterly statement
Overdraft Protection
- Enjoy peace of mind with overdraft protection, simply by linking your BB&T eSavings online savings account to cover one BB&T personal checking account.3
- Transfers will be made in $100 increments automatically to cover overdrafts in your selected BB&T personal checking account.4
Extras
As an eSavings online savings account client, you’ll enjoy account extras hand-picked for your needs:
- Six no-fee transfers and withdrawals via BB&T Phone24 and BB&T OnLine® per month5
- Monthly statements when combined with a BB&T checking account3
Pricing
BB&T eSavings meets the needs of clients looking for competitive interest rates with no minimum balance requirements.
- Currently 0.15% APY (annual percentage yield)2
- No minimum opening deposit
- No monthly maintenance fee
Access 24/7
Your BB&T eSavings account is conveniently accessible 24/7. Bank on your schedule with:
- BB&T OnLine— manage your personal accounts with our secure Internet banking service
- BB&T Mobile Banking—access accounts from your mobile device anywhere, anytime6
- BB&T Alerts—keep tabs on accounts through email and mobile alerts
- BB&T Phone24—get account information by calling 800-BANK-BBT (800-226-5228),
option 4
You can also access your account at your local financial center.
No matter how or when you access your account information, your personal and business data is safe with us. That’s the BB&T Complete Client Protection guarantee.Open an Account
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1 The BB&T eSavings account can only be opened online through BBT.com or by calling BB&T Phone24.
2 These are the online rates. These rates are effective as of today and subject to change without notice. Fees may reduce earnings on the account. These rates apply to accounts opened online and by Phone24. Other rates may apply if not opened online or by Phone24
3 To link your BB&T eSavings account to your BB&T personal checking account, call BB&T Phone24.
4 Automatic overdraft protection transfer fees may apply. (See your Personal Services Pricing Guide for more information.)
5 Six preauthorized, automatic or telephonic (including BB&T OnLine and BB&T Phone 24) transfers or withdrawals per statement cycle. A $3 fee is charged for excessive activity.
6 Fees from your mobile or data carrier may apply.