Investor's Deposit Account

The Investor's Deposit Account rewards clients with higher balances by offering tiered money market rates that are compounded daily. Plus, you’ll enjoy easy access to your deposited funds.


With an Investor's Deposit Account, it's easy to manage your funds and pay for expenses.

  • Receive tiered, money market rates compounded daily1
  • Get six free transactions per month2
  • Make unlimited withdrawals in-branch or at BB&T24 ATMs
  • Write checks or link your account to a BB&T Debit Card or BB&T Visa® Credit Card3
  • Receive monthly statements, which may be combined with checking statements

Tiered Money Market Rates

    $0 - $9,9990.01%0.01%
    $10,000 - $24,9990.05%0.05%
    $25,000 - $49,9990.05%0.05%
    $50,000 - $99,9990.05%0.05%
    $100,000 - $999,9990.05%0.05%
    $1,000,000 - $99,999,999,9990.05%0.05%

APY is Annual Percentage Yield.


Make the most of your account and avoid monthly maintenance fees with:

  • $10,000 minimum opening deposit
  • $10,000 minimum balance to avoid a $15 maintenance fee

At A Glance offers a quick overview of account features.

Learn more about our pricing and fees in our Pricing Guide.

Read our Bank Services Agreement.

Access 24/7

Your account is accessible 24/7, so you can always bank when it's convenient for you.

  • BB&T OnLine®—secure online banking for all of your personal accounts
  • BB&T Mobile Banking—access accounts from your mobile device4
  • BB&T Alerts—keep tabs on accounts through email and mobile alerts
  • BB&T Phone24—unlimited automated account information,
    800-BANK-BBT (800-226-5228), option 4

Open an Account


Ready to begin? Get started now.

By Phone

Call 800-BANK-BBT (800-226-5228).

Contact Us

Call 800-BANK-BBT



More search options