BB&T Business Check Card

Your Visa^® business debit card enables you to:

• Pay for office supplies, business lunches and travel expenses
• Set up automatic bill payments for expenses such as utilities and services
• Use your check card in person, online or over the phone like any other check card
• Get cash at over 2,100 BB&T24 ATMs or at any ATM displaying the STAR^®, PLUS^® or Visa^®

You can earn cash back when you shop for everyday items using your check card at hundreds of participating online, in-store and local retailers. Another highlight of the rewards program is that it's free.

• Earn up to 25% cash back on purchases
• You can deposit reward dollars directly into your checking account
• Get special savings through the BB&T Cash Rewards website

All check card holders are automatically enrolled and can redeem their rewards from within Small Business OnLine.

Learn more about BB&T Cash Rewards

Avoid surprises and gain peace of mind. Track and monitor transactions, account activity and monthly checking account statements through Small Business OnLine^® and Phone24.

Additionally, all Business Check Cards come with BB&T Complete Client Protection^SM, which offers:

• Proactive Monitoring. BB&T monitors your accounts for suspicious activity.
• BB&T Zero Liability.¹ BB&T will reimburse your checking account for 100% of any unauthorized transactions, if your check card gets lost or stolen, or if the account number is misused by someone else.
• Conditional Credit.¹ You will receive conditional credit to your account within 5 business days of making a claim for fraudulent activity.
• 24-Hour Help. You can easily block your card and order a new one if your card is lost or stolen. Simply call BB&T at 800-BANK-BBT (800-226-5228).
• Small Business OnLine. You'll get worry-free online account access. BBT.com uses the strongest encryption technology available to protect your personal and financial information.

Your check card comes with the following Visa^® benefits:

• Auto rental collision damage waiver program
• Travel and emergency assistance services
• Purchase security and extended protection
• Lost or stolen card reporting
• Cardholder inquiry service
• Emergency cash disbursement and card replacement