Basic Public Fund Checking

Get the tools your organization needs to access and manage funds conveniently. 

• Up to 150 free combined items per statement cycle, including checks paid, deposits, deposited items and ACH debits and credits
• Up to $10,000 cash processing per statement cycle at no charge
• Next-business-day funding to your account with credit and debit processing
• Free mobile banking with account alerts¹
• BB&T Small Business Online^® with unlimited bill payment

Overdraft Protection
Enjoy peace of mind with constant overdraft protection simply by linking your account to a Public Fund Money Rate Savings account.

As a Basic Public Fund Checking client, you’ll enjoy account extras to help your organization achieve its financial goals.

• Monthly deposit statement of activity and free check safekeeping 
• Free consultation services for all your financial needs

Avoid the $10 monthly maintenance fee by meeting at least one of the following qualifiers:

• $1,500 average monthly balance
• $6,000 combined average monthly balances (public fund/business checking and Public Fund Money Rate Savings) and outstanding business loan balances (business loans, lines of credit and business credit cards)²

Additional monthly pricing:

• Combined items: 150 free, then $.50 for each additional item
• Cash processing: $10,000 free, then a nominal fee (varies by state) for each additional $1,000

At A Glance offers a quick overview of account features.

Learn more about our pricing and fees in our Pricing Guide.

Read our Bank Services Agreement.

Your account is conveniently accessible 24/7:

• BB&T Small Business OnLine^®—secure online account management
• BB&T CashManager OnLine^®—for more sophisticated electronic banking needs
• BB&T Mobile Banking—account access 24/7 from your mobile device¹
• BB&T Alerts—account activity alerts by email or text message
• BB&T Phone24—unlimited automated account information,
  800-BANK-BBT (800-226-5228), option 4