Business Value 200 Checking

Business Value 200 Checking is specifically designed for sole proprietorships, start-ups and small businesses with low monthly check transactions and deposits. You'll enjoy:

  • Up to 200 free checking transactions per statement cycle
  • Up to $10,000 cash processing per statement cycle
  • Next-business-day-funding with card processing

This is the account information for NC. Choose Another State


Get the tools your business needs to access and manage your account with ease:

Overdraft Protection

Enjoy peace of mind with overdraft protection simply by linking your BB&T Business Value 200 Checking account to any of the following: 


As a Business Value 200 Checking client, you’ll enjoy these account extras:

  • Personal BB&T Bright Banking account with no maintenance fee
  • Discount on first order of business checks (up to $50)
  • Free mobile app with mobile check deposit
  • Free consultation services for your business financial needs


A $12 monthly maintenance fee applies (No monthly maintenance fee for the first 95 days.)
Avoid the monthly maintenance fee by:

  • $1,500 average monthly balance
  • $6,000 combined average monthly balances in checking accounts (business/public fund/personal2), Money Rate Savings accounts (business/public fund/personal2), Business Investor’s Deposit Accounts and/or outstanding balances on both business and/or personal loans3, lines of credit4 and credit cards5
  • A qualifying transaction from a BB&T Merchant Services account7

Additional Monthly Pricing

  • Combined items:9 200 free, then $.50 for each additional item
  • Cash processing:  $10,000 free, then a nominal fee (varies by state) for each additional $1,000

At A Glance offers a quick overview of account features.

Learn more about our pricing and fees in our Pricing Guide.

Read our Commercial Bank Services Agreement.

Access 24/7

Your account is conveniently accessible 24/7, so it's easy to bank on your schedule:

Open an Account


Ready to begin? Get started now.

Visit a BB&T Financial Center
By Phone

Call us at 800-BANK-BBT (800-226-5228) ,option 4.

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or call 800-BANK-BBT



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