Earnings² Checking

Make unlimited transactions and get detailed account analysis:

• Grouping multiple Earnings² Checking accounts allows a consolidated analysis of balances and services that can lower your overall service costs.
• A no-cost monthly analysis statement includes detailed information about checking and treasury services used.
• Use BB&T Small Business Online^® with unlimited bill payment or BB&T CashManager OnLine^® for more sophisticated electronic banking needs.

Overdraft Protection

Enjoy peace of mind with overdraft protection simply by linking your checking account to any of the following:

• BB&T Visa^® Business Credit Card¹
• Business Money Rate Savings Account
• Business Investor’s Deposit Account (BIDA)
• Public Fund Money Rate Savings

With an Earnings² Checking account, you’ll enjoy extra features to help your organization achieve financial goals:

• Complimentary monthly analysis statement, including detailed information about checking and treasury services used
• A wide range of cash management services including Remote Deposit Capture
• Free consultation services for all your financial needs

Monthly maintenance fees of $26 can be offset by earnings credit on balances. Account maintenance, transaction and cash processing fees vary by state. 

Learn more about pricing and fees by state.

Read our Bank Services Agreement.

Your BB&T Earnings² Checking account is conveniently accessible 24/7. Bank on your schedule with:

• BB&T Small Business OnLine^®—secure online account management
• BB&T CashManager OnLine^®—for more sophisticated electronic banking needs
• BB&T Mobile Banking—account access 24/7 from your mobile device²
• BB&T Alerts—important account activity alerts by email or text message
• BB&T Phone24—unlimited automated account information,
  800-BANK-BBT (800-226-5228), option 4