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Public Fund Interest Checking
Public Fund Interest Checking is designed to meet the needs of small public entities, including state or federal government agencies, local municipalities and public agencies. Interest is compounded daily on collected balances and allows you to:
- Invest temporary excess funds
- Maintain a liquid reserve
Benefits
Public Fund Interest Checking gives your organization the tools to succeed, with a waived monthly maintenance fee when you maintain a $6,000 average monthly balance.
Additional benefits include:
- Up to 150 free combined items each statement cycle, including checks paid, deposits, deposited items and ACH debits and credits
- Up to $5,000 cash processing each statement cycle at no charge
- Next-business-day funding to your Public Fund Interest Checking account with Visa® and MasterCard® credit and debit processing
- Free mobile banking with account alerts1
- BB&T Small Business Online® with unlimited bill payment
Overdraft Protection
Enjoy the peace of mind that comes with overdraft protection by linking your checking account to a Public Fund Money Rate Savings account.
Extras
As a Public Fund Interest Checking client, you’ll enjoy account extras to help your organization achieve financial goals:
- Monthly deposit statement of activity—get check safekeeping at no extra charge
- Free consultation services for all your financial needs
Pricing
We'll waive the $15 monthly maintenance fee when you maintain a $6,000 average monthly ledger checking balance.
Additional Monthly Pricing
- Combined items: 150 free, then $.50 for each additional item
- Cash processing: $5,000 free, then a nominal fee (varies by state) for each additional $1,000
At A Glance offers a quick overview of account features.
Learn more about our pricing and fees in our Pricing Guide.
Read our Bank Services Agreement.
Access 24/7
Your Public Fund Interest Checking account is conveniently accessible 24/7. Bank on your schedule with:
- BB&T Small Business OnLine®—manage business accounts securely
- BB&T CashManager OnLine®—for more sophisticated electronic banking needs
- BB&T Mobile Banking—access accounts from your mobile device anywhere, anytime1
- BB&T Alerts—keep tabs on accounts through email and mobile alerts
- BB&T Phone24—get account information by calling 800-BANK-BBT (800-226-5228), option 4
You can also access your account at your local financial center.
No matter how or when you access your account information, your personal and business data is safe with us. That’s the BB&T Complete Client Protection guarantee.
Contact Us
By Phone
Visit a BB&T Financial Center
Business Checking
- Business Value 150 Checking
- Business Value 500 Checking
- Business Analyzed Checking
- Business Interest Checking
- Commercial Interest Checking
- Community Checking
- Public Fund Analyzed Checking
- Public Fund Interest Checking
- Earnings2 Checking
- Basic Public Fund Checking
- IOLTA
- Order Checks and Accessories
- Compare Business Checking Accounts
BB&T Complete Client Protection
Branch Banking and Trust Company, Member FDIC.
Only deposit products are FDIC insured.
1 Fees from your mobile or data carrier may apply.
3 BB&T Merchant Services are subject to business type and credit approval and are offered by Branch Banking and Trust Company.
© 2012, Branch Banking and Trust Company. All rights reserved.