Employer Solutions

Few benefits are as attractive to talented employees as a 401(k) plan. And BB&T is consistently ranked as a top provider of 401(k) and other profit-sharing plans. Our retirement plan services include:

• Convenient payroll deductions
• Administration and full compliance testing
• Customized participant education and enrollment
• Selection of investment options and investment advice
• Online and phone access to accounts
• Automatic enrollment and contribution arrangements

Workers' compensation insurance is provided by BB&T Insurance Services with efficiency in mind. Gain better control of your cash flow and expenses with:

• Premiums based on your actual payroll
• Premiums deducted automatically each payroll cycle
• No up-front deposits requirement

Your coverage is placed with a nationally recognized provider, which ensures you receive:

• Competitive insurance rates
• Responsive service from knowledgeable experts
• 24-hour toll-free customer service

Health insurance is the most requested employee benefit. BB&T Insurance Services can help you customize an affordable group health benefits package that will meet employee expectations. BB&T offers a wide array of benefits including:

Medical Plans

• HMO, PPO and point of service plans
• Traditional indemnity plan

Consumer-Driven Health Plans

• Flexible spending accounts (FSA)
• High deductible health plans
• Health savings accounts (HSA)
• Health reimbursement accounts (HRA)

Supplemental Coverage

• Life insurance
• Dental and vision coverage
• Dependent care plans
• Short-term and long-term disability coverage
• Accidental death and dismemberment coverage

BB&T payroll services—from self-service paychecks to full-service management—help employers stay competitive. Through our partnership with ADP^®, the world's largest payroll provider, we offer flexible solutions and support for companies of all sizes, including:

• Taxes calculated, deposited and filed on your behalf¹
• Payroll processed anytime, anywhere with ADP's mobile app
• Tools and resources to manage HR tasks

• Earnings, deductions and taxes calculated for you¹
• Payroll checks created and printed from your desktop or processed via direct deposit
• Transactions downloaded to QuickBooks^®

Pass the rewards of your relationship with BB&T on to your employees. When you bank with BB&T, your employees are eligible for valuable savings on a wide range of products and services through BB&T@Work.

You'll enhance your employee benefits package and streamline payroll administration through employee direct deposit. Your employees gain access to:

• Comprehensive package of financial service offers
• Exclusive benefits
• Discounts on checking and savings accounts, loans and more