Equipment Financing

BB&T offers a number of lease and loan options. When you finance, rather than purchase outright, your working capital remains available for other business opportunities. The use of your equipment can also help you generate revenue to cover your payments.

If you choose a loan option, your terms can be set to correspond with the life of your asset, and your repayment schedule can be structured to fit your cash flow. Leasing equipment can be a cost-effective alternative to a loan. It may be the right option if you do not want to own equipment that may become obsolete quickly. 

  Features:

• Fixed rates for the complete term
• Loan and lease programs tailored to meet your company's needs
• Lease terms structured to comply with your company's accounting or tax regulations¹
• Tax advantages¹
• Full range of financing options—capital leases, loans, equipment finance agreements, terminal rental-adjustment clause leases, and operating and fair market value leases
• The expertise and experience of BB&T—30 years helping companies in the Southeast

Our corporate equipment financing experts offer assistance with large-scale transactions. Our specialists routinely administer transactions of $2 million or more.

Features:

• Financing specialists well-versed in both the tax and accounting treatments of larger transactions
• Ability to cover needs totaling $2 million or more, depending on client size
• Full range of financing options—capital leases, loans, equipment finance agreements, terminal rental-adjustment clause leases, and operating and fair market value leases
• Financing agreement options tailored to meet your specific situation

BB&T provides financing for a wide range of items to meet your business needs.

Industrial Equipment:

• CNC machinery/Metalworking
• Construction
• Manufacturing
• Materials handling
• Woodworking

Office Equipment:

• Computers
• Furniture
• Copiers
• Telephones
• Fax machines
• Medical office equipment

Vehicles:

• Cars
• Vans
• Pickup trucks
• Trailers
• Fleet services

Other Options

A corporate equipment financing specialist may be able to arrange other equipment financing needs not specifically addressed here.