Preparing for homeownership is exciting! Whether you are a first-time home buyer or considering a mortgage refinance, our mortgage calculators can tell you exactly what you need to know to make the right decisions. Find out now.
Enter your desired down payment and monthly loan payment to estimate the purchase price and loan amount you will likely be able to afford.
Use this calculator to learn how much your monthly fixed-rate mortgage payments will be based on loan amount, interest rate and loan term.
Calculate your monthly payment for an adjustable-rate mortgage loan, given a certain loan amount and loan terms.
Enter income, debt and desired loan terms for a range of loan amounts based on conservative and aggressive underwriting and various down payments.
Compare the monthly mortgage payment for a fixed- and adjustable-rate mortgage using their respective interest rates and loan terms.
Learn if paying additional mortgage points in exchange for a lower interest could save you money over the long term.
Compare monthly payments for longer and shorter loan terms to determine which option is the better deal for you.
Enter loan terms, costs and number of years before you plan to sell to determine if a higher down payment could save you money.
Calculate your average yearly tax savings on a mortgage loan and calculate your after-tax interest rate on the loan.
Determine whether buying a home is a better deal than renting. Based on expenses for each, in some cases, renting is cheaper.
Enter your current loan terms and the refinance terms that you are considering to calculate whether a mortgage refinance is in your best interest.
Learn how much you can reduce your mortgage insurance costs by increasing your down payment by 5, 10 or 15 percent.
Compare all the terms for two loans to determine which is the better deal. Compare two fixed-rate or adjustable-rate loans, or one of each.
Calculate the savings in interest you could realize by making prepayments for a given set of loan terms. Learn how much earlier you will pay off the loan.
APR includes mortgage interest rate plus fees such as points and origination fees. Use this calculator to determine true costs over the life of a loan.