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Invest on Your Own

Enjoy the freedom and cost savings of investing on your own with a self-directed brokerage account. Make your own investment decisions and trade online.

You’ll still have access to a solid support system, including licensed traders, late-breaking news, company earnings reports and valuable market information.

 

How it Works

Set up Your Self-Directed Brokerage Account by Calling 800-453-7348, Option 3
You can also contact us online or stop by your local financial center. We will notify you when your account has been established and you can begin trading.

Choose the Type of Investment Account that Meets Your Objectives

  • Looking for an IRA? We have a wide range to choose from, including Traditional, Rollover and Roth IRAs.
  • Need a business retirement account? We’ve got you covered with SEP IRAs and SIMPLE IRAs.
  • Prefer to make your own trades? Choose from a variety of brokerage accounts, such as individual, joint, custodial (UGMA/UTMA), trust, estate, corporate and more.

Choose a Mix of Assets 
A mix of the right assets balances your risk tolerance with your overall investment objectives. Investment products include stocks, bonds, mutual funds, exchange traded funds (ETFs), options and more. Learn more about determining your asset mix.

Start Managing Your Account
To trade online, simply log on to your account and enter a trade request. To place trades by phone with one of our licensed traders, call 800-453-7348, option 2.

Extras

In addition to savings and flexibility, your self-directed brokerage account also provides valuable services and information.

  • Get 24-hour access to real-time balances, holdings and account history.
  • Obtain real-time quotes, compare stocks and view dividend and interest information.
  • View, download or print account statements and tax documents.
  • Link your brokerage account to a BB&T checking or savings account for automatic settlement of dividends, interest payments and trades.
  • Call our Client Services Representatives at 800-453-7348 for assistance with any requests, including: 
    • Address changes
    • Account updates
    • Check disbursements
    • Completion of forms
    • Logging into your online trading account
    • Account transfers from other institutions

Fees

Online Trading Commission Schedule

Number of Shares

Commission Rate

1 – 500

$25 per transaction

500 or more

$25 per transaction plus $0.03 per share for each share over 500 shares

 

Equities

Dollar Amount Transaction

Commission Rate

Under $15,000

$40 + 0.006 of dollar amount

$15,001 – $25,000

$40 + 0.005 of dollar amount

$25,001 – $50,000

$40 + 0.004 of dollar amount

$50,000 or more

$40 + 0.003 of dollar amount

Minimum charge: $45 + $0.05 per share; maximum charge: $0.50 per share.

Minimum principal investment of $500 is required per transaction.

 

US Government Bonds

  • Treasury Auctions $50 per transaction
  • Secondary Market Fees are a factor of the coupon, size of the order, maturity date and other features of each issue. Such fees are included in the price per bond.

 

Corporate Bonds

  • Listed $5 per $1,000 par with minimum of $50 per transaction.
  • Secondary Market Fees are a factor of the coupon, size of the order, maturity date, credit quality and other features of each issue. Such fees are included in the price per bond.

 

Municipal Bonds

Fees are a factor of the coupon, size of the order, maturity date, credit quality and other features of each issue. Such fees are included in the price per bond.

 

Mutual Funds

Mutual funds and Unit Investment Trusts are charged as indicated in the prospectus. Commissions charged for no-load mutual funds are subject to the equities schedule.

 

FAQ

Brokerage Accounts Frequently Asked Questions


What is a self-directed brokerage/IRA account?
How do I open a self-directed brokerage/IRA account?
What kind of service can I expect?
When can I trade?
How do I execute a trade?
How can I trade online?
What types of brokerage/IRA accounts can I open?
What if I already have a brokerage/IRA account?
What information does BB&T Investment Services, Inc., provide?
How do I settle my transactions?
How do I deposit checks and stock certificates into my IRA?
How can BB&T Investment Services, Inc., fulfill my other financial needs?
What if I have additional questions?

Get Assistance

By Phone

To arrange a meeting, call 800-453-7348.

By Email

Send us a message.

By Mail

Send certificates and correspondence to:
BB&T Investment Services, Inc.
200 S. College St., 8th Floor
Charlotte, NC 28202

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Investment Services

Contact Us

Send us an email

to BB&T Investment Services, Inc.

or call 800-453-7348

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