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How Much Should You Invest?
Do you know how much money you'll need to save to ensure a comfortable retirement? Retirement specialists recommend saving 10 to 15% of your annual pre-tax pay, including any company match available.
The best plan for success is to contribute as much as you can now and to increase your savings each year until you reach 15%. If your company offers a matching contribution, contribute the minimum amount required to get your employer's full match. Otherwise, you'll be leaving free money on the table.
One of the best ways to increase your retirement savings is to contribute more to your retirement plan every time your pay increases. Another is to reduce your spending and instead, invest that money promptly. Simple changes, like bringing your lunch to work, can make a difference for your retirement future.
Use this Retirement Assessment Tool to see how much you'll need for retirement and explore your options to achieve your retirement goal.