Adding Value to Your Home

According to the National Association of Homebuilders, Americans spent more than $114 billion on home remodeling during 2009. BB&T home equity loans and lines of credit have become an increasingly popular way for homeowners to finance renovations, upgrades and other home improvements, all while increasing their homes' overall value and attractiveness to potential buyers—even in the tightest of markets.

Of course, keeping on top of issues such as rotted siding or leaky plumbing is essential to maintaining your home's overall value, but doesn't offer much in the way of added value. And while potential homebuyers expect everything to be in good shape, real estate experts say there are a number of ways to significantly increase your home's appeal, from the curb to the chandeliers.


  • Modernize kitchens and bathrooms
  • Convert unused space into a home office or theater room
  • Go "green" with energy-efficient appliances, low-flow toilets and tankless water heaters


  • Powerwash, paint or install new siding
  • Replace old windows with new energy-efficient ones
  • Spruce up landscaping, patios and decks


While planning your renovations, you'll want to focus on what's important to buyers—but don't over-remodel your home! Whether you’re planning to stay in your home for a few years or a lifetime, it's important that it stands out to potential buyers because of the carefully planned updates you've made on it—not because of a hefty price tag that dwarfs others in your neighborhood.

For more information, or to receive current rates in your area, contact your local BB&T financial center.