I am using a screen reader

Get Approved Online

What is the
Application Process?

Whether you’re in the market for a BB&T home equity loan or line of credit, we’ve made the process quick, simple and secure.

First, you have the option to apply online or at any of our local BB&T financial centers. Our Client Services Associates will work with you every step of the way, sharing their expertise in order to answer any questions you may have.

To be eligible for a BB&T home equity loan or line of credit, you’ll first need to own a single-family, detached home, townhouse, condo, or duplex. The property must be your primary or secondary residence and be located in the BB&T service area.

During the application process, we’ll ask you about your home’s value and the details of your current mortgage, as well as information about your (and any co-applicant’s) assets, income and identification.


What You Need To Apply

To apply for a BB&T home equity loan or line of credit, you will need the following for all applicants:

  • Social Security Number
  • Government-issued ID
  • Employment information
  • Estimated value of your home
  • Current mortgage details
  • Information about any debts or loans you wish to pay off
  • Insurance information
  • Proof of income

Once your application is complete, you’ll receive a decision in minutes. If you’re approved, you can even sign your loan documents online!

For more information, or to receive current rates in your area, contact your local BB&T financial center.


Open an Account

 Apply Online
Ready to begin? Get started now.

Get Assistance

 By Phone
Call us at 888-LOAN-BBT (888-562-6228).

 Visit a BB&T Financial Center
ZIP Code  Find

Locations


ZIP CodeFIND
More search options

Contact Us