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What is the
Application Process?

Whether you’re in the market for a BB&T home equity loan or line of credit, we’ve made the process quick, simple and secure.

First, visit any of our local BB&T financial centers. Our Client Services Associates will work with you every step of the way, sharing their expertise in order to answer any questions you may have.

To be eligible for a BB&T home equity loan or line of credit, you’ll first need to own a single-family, detached home, townhouse, condo, or duplex. The property must be your primary or secondary residence and be located in the BB&T service area.

During the application process, we’ll ask you about your home’s value and the details of your current mortgage, as well as information about your (and any co-applicant’s) assets, income and identification.

What You Need To Apply

To apply for a BB&T home equity loan or line of credit, you will need the following for all applicants:

  • Social Security Number
  • Government-issued ID
  • Employment information
  • Estimated value of your home
  • Current mortgage details
  • Information about any debts or loans you wish to pay off
  • Insurance information
  • Proof of income

For more information, or to receive current rates in your area, contact your local BB&T financial center.

Get Assistance

By Phone

Call us at 888-LOAN-BBT (888-562-6228).

Visit a BB&T Financial Center