Home Equity Loan

You can use a BB&T Home Equity loan to finance home improvements or other large expenses.

Is your home already paid for? You can still use the equity in your home by using one of our
cash-out mortgage refinance options.


A BB&T home equity loan has beneficial features such as:

  • Fixed interest rates and flexible terms
  • Appraisal fee paid by BB&T
  • No prepayment penalty

Advantages and Uses

An advantage of a home equity loan is that interest may be up to 100% deductible.1

Some suggested uses for your loan are:

  • Debt consolidation
  • Major home renovations
  • Purchase of a recreational vehicle or car
  • Education expenses

A home equity loan may qualify you for an Elite Gold checking account.

Repayment Options

You have the advantage of fully amortizing, fixed monthly payments.

To access your account information or make payments:

  • Log on to online banking for 24/7 account access
  • Call 855-895-8228

Get Assistance


Call 855-895-8228

8:30 am to 5 pm ET, Monday through Thursday
8:30 am to 6 pm ET Friday